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First Response Finance: Car finance reviews

4.87
Based on 7,997 reviews, last reviewed 23rd Jul 2026
457% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with the finance company was exemplary... My experience with the finance company was exemplary from beginning to end. The entire process was conducted with exceptional professionalism, transpa... Read more Reviewed on: 23rd July 2026
Mr b's avatar
Mr b

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7997)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Car finance

5
Very friendly helpful and quick Reviewed on: 10th May 2023

Amazing

5
Really amazing company yo get finance from. Very understanding if I can't make a payment one week. Definitely will get another finance from them and will recommend to family and friends Reviewed on: 10th May 2023

former customer

5
will move mountains to help you get on the road, highly recommend, talented company, great results.. Reviewed on: 10th May 2023

They were beyond fab for us!

5
Honestly the most fantastic service before during and after. Helped us no end with a manufacturers issue 2 years into the agreement thanks Reviewed on: 10th May 2023

Quick and Easy

5
Got my finance through First Response 4 years ago via a dealership, was a quick and easy process and they even sorted out the rest of the finance on my old car, saving me the hassle. Never had any problems and wouldn't hesitate to use them again. Reviewed on: 10th May 2023

Best finance company around!

5
Currently financing my 2nd car with this company. Wouldn't go anywhere else. Fast and easy process with fantastic customer service! Reviewed on: 10th May 2023

Fantastic right from start

5
Fantastic service very helpful and go the extra mile to cater for their customers, I wouldn't use any other company for car finance anymore currently on my 2nd car with them Reviewed on: 10th May 2023

Brilliant Company

5
Have used First Responce now for around 6 cars, during this time I had one other car which was with a different finance company, but soon came back to First Responce. Whenever you need to speak to someone they are always there to help and assist with almost anything. I'm currently looking for another car so hopefully will be speaking to them again soon Reviewed on: 10th May 2023

Car finance

5
Listend to why my credit score was low and how I fell behind with bills understood my personal life and helped me get my first car they have gave me a chance and I could not be happier highly recommended Reviewed on: 10th May 2023

Amazing service

5
Can't fault 1st response at all they're brilliant best place for finance I have gone with will use them again Reviewed on: 10th May 2023