Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

Amazing provider

5
Been with first response for a good few years and with 2 different vehicles. They have competitive rates and very accommodating. I have recommended they to a close friend already. Reviewed on: 22nd July 2022

Great company

5
Ive used first response twice now and find them very easy to deal with would highly reccommend to anyone lookong for car fonancr Reviewed on: 22nd July 2022

Amazing Finance Company

5
I’ve had finance with First Response on my bike which I’ve fully paid off now and they’ve always been very accommodating. Absolutely fantastic company if you have bad credit, I would definitely recommend them. Reviewed on: 22nd July 2022

Great service, prices and easy to deal with

5
They were superb at setting my car finance up and their customer service is 2nd to none Reviewed on: 22nd July 2022

Excellent finance provider

5
They always help me if I have need it and always been gd customer service Reviewed on: 22nd July 2022

Great Company

5
Great company been with them for a year now they accepted me when I was finding it difficult to be accepted anywhere else so thankful to them Reviewed on: 22nd July 2022

First Response are first class

5
Excellent,easy, stress free finance. Reviewed on: 22nd July 2022

Great company

5
Brilliant finance company great customer services Reviewed on: 22nd July 2022

First Reponse is THE BEST!!

5
First response helped me at a time I needed the most- when no one else would! Always helpful on the phone at anytime- Very grateful for them ❤ Reviewed on: 22nd July 2022

Bike finance

4
First response have been a great credit and I can’t fault them Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review