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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7816)

Excellent

5
Fantastic,they are efficient, rapid and professionaly, they are outstanding. They are recommendable. They will always deliver. The are honest. Reviewed on: 11th August 2022

Borrowed money to fix my car

5
I needed quickly some money to repair my car as it wouldn't pass MOT. I call first finance for some help as the bill was larger than I thought. They where prompted to help me in a very small time frame. I fixed the car all sort out. Thanks so much first finance.. I definitely would recommend to anyone. Best quick,straight forward service. No questions asked. Reviewed on: 11th August 2022

Really easy and credit friendly finance company

5
When insuring my first bike FRF were the ones to help out despite me having low credit and after a later accident the settlement was really easy and they understood the situation, which is why I chose to stay with FRF for a second time and I'm happily back on the road. Reviewed on: 11th August 2022

Great company

5
Well experience team to handle typical situations Reviewed on: 11th August 2022

Excellent customer service and excellent delivery time

5
Been with them for.years and had excellent service highly recommend Reviewed on: 11th August 2022

Helpful, reliable.

5
Had to change to an automatic car and they helped us out quickly and can’t thank them enough. Reviewed on: 11th August 2022

Smart and easy

5
I took out finance on a motorcycle it was easy and everyone i spoke to over the phone were helpful and easy to talk to which made the experience so much easier Reviewed on: 11th August 2022

First class service

5
We have been with first response for over 20 years always a fast responce and never had to chace yhem for anything Reviewed on: 11th August 2022

Very good

5
Very handy when coming to finance Reviewed on: 11th August 2022

Fast response

5
Applied for car loan with them within about an hour I was approved, no maintain of paperwork to fill in. Found car I wanted and got in touch with them within about two hours I took home the car, the rates a little high on first finance on car but when paid off and you want another car the rates come down alot I suppose you have to prove yourself that you can pay. Reviewed on: 11th August 2022

Review First Response Finance: Car finance now

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