Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

Excellent

5
Very easy and smooth financial set up, very happy with the overall experience. Reviewed on: 22nd July 2022

Quick and efficient

5
Quick at giving an answer and sending money to dealership. Nice and easy website to use. Reviewed on: 22nd July 2022

helpful and friendly. proffessional advice

4
always there when i needed them for financial or consumer issues. customer services go above and beyond. Reviewed on: 22nd July 2022

First response finance for the win

5
I believe first response finance should win the consumer credit awards this year not just because of their outstanding prices tailored to every individual but the way they go above and beyond to support their customers I have been with first response finance for nearly five years and have no plans to change finance providers in the future. Every time I have spoken to anyone in the team they have been friendly, supportive and reassuring Thank you to first response finance Reviewed on: 22nd July 2022

Brilliant and first class company

5
All done over the phone paperwork received in a matter of hours signed sealed and completed within 24 hours brilliant Reviewed on: 22nd July 2022

Fast friendly and faultless

5
I have bow got my 2nd car with first response and i can honestly say the service is second to none, its fast, friendly and faultless. I cannot rate them enought. I have already recommended them to multiple people and would do so again. Out of the finance companies i had spoken to they went above and beyond! FRF are one of a kind. Reviewed on: 22nd July 2022

Brilliant would so recommend

5
I think these guys are brilliant, I would have been lost without them.....I have a bad credit due to past issues with a car finance when my car was wrote off... I applied and got two nos due to them just looking at my credit where first response called first to talk about my credit first before making their decision...... they asked about why and how I think I could keep up with payments made sure that things would b OK for me and then made their decision to help me and then said they also help trying to build peoples credit that have had bad credit...... so now I have a new car which I wouldn't have had and been stuck without and I have a way of building my credit again as they gave me a chance where others have just not offered....... thanks first response Reviewed on: 22nd July 2022

Efficient and helpful

5
I was given guidance all the way through the long and sometimes arduous journey when trying to choose the right car. I was given the best advice possible on each car I chose and made to feel that my concerns or worries were validated. Obtaining finance was not stressful at all and once again given the best options and was well Informed every step of the way. Reviewed on: 22nd July 2022

Fantastic service

5
The lady who helped me on the phone was very nice and helpful and she stayed on the phone with me until she sorted out all aspects with the car dealer. She made sure that I was getting a test put on before purchase and was thorough. Great service Reviewed on: 22nd July 2022

Easiest way to finance a vehicle!

5
Quick and easy, 1 simple phone call and away you go! Helpful staff Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review