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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7816)

Fantastic car finance

5
Been with first response for years. Very straight forward application and approval. Fast pay out. Friendly staff whenever we phone. Would highly recommend to anyone. Fantastic company. Reviewed on: 11th August 2022

Brilliant

5
Kind friendly service all round, really helpful with any question you have, really speedy service, no nonsense when in contact with them, Reviewed on: 11th August 2022

The best

5
After being refused credit everywhere, First Response accept my application, they made sure they went through over my affordability checks and made sure I was able to pay and afford my monthly payments. This is the best company and I would never use any other company except them Reviewed on: 11th August 2022

Excellent service

5
I desperately needed a car and I thought I couldn't get finance with my credit rating then I got intouch with first response they were very helpful and gave me the chance to get back on the road I'm so grateful to them for saying yes it just puts you on a very good high that your accepted and you can go and look for a new car Reviewed on: 11th August 2022

Dla mnie najlepsi numer 1.

5
Jestem bardzo zadowolony najlepsza obsługa Reviewed on: 11th August 2022

Very understanding and accommodating

5
They genuinely listened to my situation, offered practical guidance and support during the application. Ultimately we’re able to help where other companies could not. Reviewed on: 11th August 2022

A great professional helping company

5
Has been a great help from start to finish with my finance Reviewed on: 11th August 2022

Highly recommended!!!!

5
The team at first response were amazing from start to finish, with a bad credit rating this company actually called me and asked questions on my circumstances and about me credit report and actually got to know me and my circumstances before judging me, absolutely flawless from start to finish so understanding and friendly Reviewed on: 11th August 2022

Simple, easy, friendly

5
Great Company- very helpful, friendly and top notch customer service Reviewed on: 11th August 2022

Excellent service

5
First response have helped me out so much over the years when things were bad they were there to help I would use them over any other company the team are always there to help and answer any questions little or big well done team keep up the good work Reviewed on: 11th August 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review