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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7983 reviews)

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4.88

Based on 7,982 reviews, last reviewed 13th Jul 2026

50700% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Had 6 cars over 25 years with first response. Had 6 cars over 25 years with first response. Great company staff spot on .always helpful Reviewed on: 13th July 2026

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7983)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Very happy

I took out car finance with this company I don't have good credit history but this company did everything possible to help me secure the finance for my new car at a very reasonable price ,the whole process was very easy from the initial application to the funds being transferred to dealership I've spoke to a couple of the staff on the phone and both times they have been very helpful and friendly would definitely recommend first response and certainly use them in the future. Thank you first response team Reviewed on: 11th August 2022

First response finance

A excellent team of people helping gain the car I need to support my disabled wife, nothing was to much for them, even when struggling to pay the repayments, they changed my policy to weekly to try and help, which it did. I would highly recommend first response finance to anyone. Kind regards M.Robinson Reviewed on: 11th August 2022

Easy car finance

Contacted first response car finance around 8 years ago as at the time was struggling to obtain any finance, there rates are lower than alot of other companies out there but still reasonable, been with this company ever since , why go anywhere else if your happy. Cannot thank you enough for the easy application and fast payout to all car sales . Reviewed on: 11th August 2022

My 1st time experience

This is the first time I have used first response finance and I promise it won't be the last. From start to finish there colleagues could not have done enough to make my transaction that little but smoother. I finally got my dream car and its all thanks to you guys. Well done and keep up the work!! Reviewed on: 11th August 2022

Excellent experience quick

Quick, polite, no hassle. Brilliant Reviewed on: 11th August 2022

Very easy,helpful company

very fast and easy realisation of transaction,good contact Reviewed on: 11th August 2022

Fantastic

Easy do deal with had 3 vehicles now and all have gone very smoothly Reviewed on: 11th August 2022

Customer Service

I've been buying cars with First Response over the last Ten years plus I won't go anywhere else because the level of customer care provided is excellent to say the very least. Natter what life has thrown me ; I can say for sure that, they go very far t accommodate my needs atany time ; and that without a doubt I will not have been able to get a car partly because I disabled. Every time I replace the cars I have been able to get , I've been gradually raising the bar in order to get a newer and better car which cares for my needs. Can't say fairer than that... Reviewed on: 11th August 2022

Excellent Customer Service

From start of application to completion and acceptanse staff were very courteous, helpful and a real pleasure to talk to Reviewed on: 11th August 2022

they been great to me

sine i joined first responce 4 years ago they been great with me i bought a car form a car dealer in derbyshire the dealer sold me a dodgy car fist responce help me loads they paid for mazda in derby to check car out and found the car unfit to drive i got my money back the team was always there for advise ive now bought my 3rd car no hassle great customer service so glad im with them any problems they are there for me Reviewed on: 11th August 2022

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