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First Response Finance: Car finance reviews

4.88
Based on 7,976 reviews, last reviewed 12th Jul 2026
50400% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstanding I was recommended by a family member as was very worried about getting a car fiancé but the company have been amazing and very reassuring Reviewed on: 12th July 2026
Summer s's avatar
Summer s

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7978)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Brilliant

5
A fantastic company to deal with Just recently I had a problem and First response was able to help me Reviewed on: 11th August 2022

Fantastic customer service

5
Fantastic customer service. Great overall service, allowed me to get a safe car for work and children where I'd otherwise be unable to Reviewed on: 11th August 2022

Great for customers with bad credit

4
Offered me car finance that suits me even with not having a great credit history. Only thing that I would warn of is the very high APR rates Reviewed on: 11th August 2022

Great

5
They helped me when I needed a car - we went through expenditure and it was straight forward - thankyou Reviewed on: 11th August 2022

Fantastic

5
Smooth and no bother no issues at all tjere great Reviewed on: 11th August 2022

Quick, easy and effective

5
No messing about would recommend to anyone Reviewed on: 9th August 2022

My new car

5
I was looking a small car and first response made it so easy for me they helped me get everything in place so that all i had to do was collect my new car ,i have already referred them to other family and friends some of whom have already got a new car. Thank you Reviewed on: 9th August 2022

Car

5
Helped me get a car Was very helpful to me without first response I could not be able to get out of my house I’m a disabled person and need a car to get around very very helpful thank you so much for helping me have a life Reviewed on: 8th August 2022

The best finance company I ever deal

5
So smooth pleasant transaction and I've got my dream car I will definitely get back to you first response team Reviewed on: 8th August 2022

Car finance

5
Great company very helpful and understanding proud to be a customer Reviewed on: 8th August 2022