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First Response Finance: Car finance reviews

4.88
Based on 7,971 reviews, last reviewed 11th Jul 2026
50150% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Need a car quick, had all finance sorted within an h... Need a car quick, had all finance sorted within an hour Reviewed on: 11th July 2026
Lorraine 's avatar
Lorraine

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7972)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

All round excellent service

5
Very clear and easy to understand with exceptional service,very dedicated staff Reviewed on: 28th July 2022

No issues polite do the job correctly

5
Been with you for the past 4 years yrs excellent service Reviewed on: 28th July 2022

Excellent service

5
Great brilliant friendly good service always very helpful Reviewed on: 28th July 2022

Good service

5
I got a phone call pick the car you like I did that telephoned them they paid for the car in ten minutes superservice filled all my details on my account easy theyreceivedit and they paid the dealer very fast Acc Reviewed on: 28th July 2022

Best finance

5
Easy, fast application. Always helpful staff. No problem at all during my finance. Already in second finance with this company. Reviewed on: 27th July 2022

Amazing Company

5
I just come out of a bankruptcy order and no one would touch me not even the 100% bad credit companies but I found this finances provider (First Response) and was amazed that I was accepted and giving the chances again and I have been with them for a year now and they helped me a lot to improve my credit file and now everyone wants to give me credit but am more careful this time lol Reviewed on: 27th July 2022

Friendly, understanding, helpful and with fair prices.

5
Each time I have spoken with an agent they have been very professional/helpful and they have explained everything so it was easy for me to understand. I couldn't have chosen a better finance company to help me find a car with repayments at a fair price. Reviewed on: 27th July 2022

Great company

5
Great company, quick response and decision, easy website, always available, in short, the Best @@ Reviewed on: 27th July 2022

they was quick on the decision

5
they was really fair n patient n quick on the decision Reviewed on: 27th July 2022

Quick friendly and fast service

5
Couldn’t fault the guy we dealt with applied for finance at 4pm drive my car away at 10:30 am the following day Reviewed on: 27th July 2022