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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7965 reviews)

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4.88

Based on 7,964 reviews, last reviewed 10th Jul 2026

49850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply, great help when phoning with issues Easy to apply, great help when phoning with issues Reviewed on: 10th July 2026

Latest lowest rating:

1

Avoid them at all costs, bad customer service. Avoid them at all costs, bad customer service. Reviewed on: 9th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7965)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great business

Brilliant Reviewed on: 23rd July 2022

Great company

Company is incredibly efficient, I applied for finance after 2pm and even though they needed additional documents to process my application, i still managed to get accepted within less than 2hrs and got to collect my car the next day! Reviewed on: 23rd July 2022

Fantastic company

I took finance out for a car for the first time a few years ago. The customer service that I received from first response was excellent they guided me through the process, the application was quick and easy once all checks were completed they payed the garage streight away, from start to finish the hole process took 2 days and I was driving my new car . Would highly recommend first response finance to anyone looking to change or by there new car . Reviewed on: 23rd July 2022

Excellent company easy to deal with

I have had car finance for a hdad year fair interest rate for my personal circumstances direcf debit collected weekly at my request Reviewed on: 23rd July 2022

Excellent customer service all round

From beginning very friendly and helpful Reviewed on: 23rd July 2022

easy to work with.

no hastle and very helpful .very nice staff. Reviewed on: 23rd July 2022

Excellent custom

Fist response help me get my car when I was turned down by other company’s excellent custom Reviewed on: 23rd July 2022

Brilliant

Very helpful I'm very Co-operative with my car finance Reviewed on: 23rd July 2022

Great service

No problem getting financing and taking payment in line with pay date Reviewed on: 23rd July 2022

Outstanding Service

I experienced ill health a number of years ago and my credit file was affected, First Response look at individual circumstances and took my ill health into consideration, showing compassion. They offered me car finance when I struggled to find it, I don't know where I would be without them. Reviewed on: 23rd July 2022

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