Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6932)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Quick easy very professional

5
Have bought 3 cars with them now will not go anywhere else Reviewed on: 22nd July 2022

Quick easy car finance

5
Fast friendly car finance staff are super helpful Reviewed on: 22nd July 2022

Always stay with them

5
I first used them when I had no other option for car finance. When it came to the end of my finance they offered me a lower rate and a £400 discount off a car Reviewed on: 22nd July 2022

Fantastic service and easy to apply

5
Fantastic service and easy to apply Reviewed on: 22nd July 2022

Simple finance done right

5
I took out finance for a new car and they helped me get to an affordable price quick and simple Reviewed on: 22nd July 2022

Amazing

5
Very helpful. Nothing was 2 much trouble . Reviewed on: 22nd July 2022

Excellent company

5
Excellent company any problems that arise if you call them there advisors sort it straight away for you. Easy pleasant and hassle free and got the vehicle I chose. Reviewed on: 22nd July 2022

Brill

5
Brill company helped me quick and easy will use defo again Reviewed on: 22nd July 2022

Great finance service

5
I was able to purchase my car with a great finance company on a great rate with low interest, would definitely recommend and use again. Reviewed on: 22nd July 2022

First class service

5
First response were very helpful, I couldn't ask for better service and the rates were very affordable too. Reviewed on: 22nd July 2022