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First Response Finance: Car finance reviews

4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7814)

Bad credit finance

4
Gave me finance once I was cleared from my bankruptcy when no-one else would allowing me to start repairing my credit rating Reviewed on: 22nd July 2022

They are good

5
They are patient understanding and the explain everything in details and clear Reviewed on: 22nd July 2022

Fast, Helpful & Professional

5
Been with First Response for 10 years & wouldn’t go anywhere else. Rates are depending of circumstances and they try 110% to match your affordability. Easy to contact, with no longer than a 2 minute wait. More and more garages are added each day with the wide variety of different cars! #1 Car Finance Company. Reviewed on: 22nd July 2022

Top company

5
So simple and very easily contactable Reviewed on: 22nd July 2022

Very professional company

5
First Response made the financing process very simple, quick and easy. Very professional and friendly from start to finish, cannot recommend enough. Reviewed on: 22nd July 2022

Brilliant company

5
Would definitely recommend this company Reviewed on: 22nd July 2022

Best finance company

5
Since been with first responce since 2019 they have gave me the information I needed and they are easy to apply for what I am looking for. Reviewed on: 22nd July 2022

Simple easy best

5
First response was so simple to go through.they made everything easy to understand. The finance was sorted and ready to go within an hour. I have had experience with other companies and found these are the best. Reviewed on: 22nd July 2022

Good company to deal with so easy and straight forward

5
Was done very quickly and professionally Reviewed on: 22nd July 2022

Best finance company by far

5
First response finance are a fab finance company. Are always so helpful and take the time to explain everything clearly. I have been using this company for over 10 years and wouldn't go anywhere else. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review