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First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6932)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

They are very good and helpful u wont bet thiss il go back to them if I get a nath car

5
Excellent service Reviewed on: 22nd July 2022

Happy customer

5
Arranged my car finance in minutes clear and precise staff very helpful great payment options and rates can’t recommend highly enough Reviewed on: 22nd July 2022

Great company

5
A very good company to be with very understanding and always willing to help Reviewed on: 22nd July 2022

Great service provider

5
Was quite sceptical at first, was recommended by my father in law after termination of my pcp 2 years after taking it out and having bad credit couldn't get another car on lower payment terms. They initiated the process with the dealer I've got the car from and funded everything with suitable repayments. Apr is a little high could be reduced but other than that a great place for people who needs to improve there credit score Reviewed on: 22nd July 2022

Great from start

5
Great from start to finish, easy process, all my questions were answered along the way Reviewed on: 22nd July 2022

Fantastic

5
Never came across a finance company So easy to use ! Not a single problem or we need this & that . Great service great deal with good APR Reviewed on: 22nd July 2022

Really helpful

5
The guys at first response finance were very helpful and supported me to make the right decisions Reviewed on: 22nd July 2022

Brilliant

5
Absolute great company,any issues at all dealt with swiftly and efficiently with all the information possible to help along the way. Constant communication through the initial finance. I waited at the dealer after choosing my vehicle and left with the finance in place and a deliver date of vehicle. Pleasure to do business with. Great team so Thankyou. Reviewed on: 22nd July 2022

Top company

5
Easy to contact and talk with. Have been using this company for over a year now and I am really happy Reviewed on: 22nd July 2022

Good customer service

4
Good customer service.. Timely and efficient. Reviewed on: 22nd July 2022