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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (8001)

Brilliant customer service

5
I was really nervous about getting finance but the customer service team were really helpful and answered all my questions. 10/10! Reviewed on: 22nd July 2022

Quick and smart finance

5
It was very easy to organise the car finance and and affordable payments. Reviewed on: 22nd July 2022

Fast hassle free finance

5
Having bad credit is so restrictive and often a hole so hard to get out of first response helped me get my car n freedom again Thanks xx Reviewed on: 22nd July 2022

The best

5
the best experience I had with them Reviewed on: 22nd July 2022

highly recommended

5
could not recommend this company highly enough .. super quick decision .. easy application ... staff very experienced and helpful the app is amazing allows me to pay in little extras when possible ... no worries with this company Reviewed on: 22nd July 2022

amazing company

5
amazing finance company alway there 2 help Reviewed on: 22nd July 2022

Highly recommended

5
Excellent and very helpful service Reviewed on: 22nd July 2022

Saved my skin!

5
When my previous car was written off and I couldn't afford to buy another, I seriously thought that my motoring days were over. My credit history isn't brilliant and at age 74 I thought that I wouldn't be able to get credit. However, First Response came to the rescue and I was able to purchase a not too old Ford Focus. The process was amazingly quick and straightforward and age wasn't a barrier. Perhaps you should change your name to Fast Response. Reviewed on: 22nd July 2022

Excellent

5
Helpful polite staff will go out of their way to accommodate ,highly recommend Reviewed on: 22nd July 2022

Best finance on the market. Simple

5
I got refused finance every where. First response trusted me and took a massive gamble. And I’ve successfully been with them for 7years now. And they are ever so helpful. With sorting payments, accepting payment holidays. Honestly they are the best. And I’ve already recommended 4 of my family. Wouldn’t go anywhere else. Thank you first response Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

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