Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (6932)

Extremely quick and very reliable

5
I have very poor credit history and struggled to get a car after mine was no longer in use , they helped me go through what would be best and that I could financially afford without getting into debt or struggle to make payments and within 3 days I was driving away in my new car. Also only accept reparable garages. Reviewed on: 22nd July 2022
zoespiers@aol.com's avatar
[email protected]

very helpful and friendly answered any questions we had

5
I would recommend as very helpful and friendly Reviewed on: 22nd July 2022
Stuart-roy Braid 's avatar
Stuart-roy Braid

Superb finance company would definitely recommend

5
First response finance best vehicle finance company to work with will keep you updated throughout the whole process would recommend Reviewed on: 22nd July 2022
Lee Hibbins's avatar
Lee Hibbins

Excellent Service

5
My experience has been amazing, it is so easy to organise a finance, the staff are beyond amazing to deal with and are a delightful to speak too Reviewed on: 22nd July 2022
Amyyloo Hempsall's avatar
Amyyloo Hempsall

Fantastic

5
Great service, was able to have my finance accepted and new car purchased within 24hrs. Hassle free company. Reviewed on: 22nd July 2022
Louise Whitson's avatar
Louise Whitson

Kind, compassionate, problem solving

5
I’ve been with First response for nearly 5 years now. I wouldn’t choose any other company. They’re always so friendly and welcoming on the phone, they listen and they find solutions to the problems and offer really helpful advice. They’re responsible lenders and only give what they know is affordable to you. Reviewed on: 22nd July 2022
Jade Pegg's avatar
Jade Pegg

easy to use

5
very easy to use, quick approval, competitive rates.... Reviewed on: 22nd July 2022
Brian's avatar
Brian

Great company!

5
Been with first response for 4 years now and had 3 different cars. Such an easy process in getting finance and being able to upgrade your car. Reviewed on: 22nd July 2022
ardent.patty.0n@icloud.com's avatar
[email protected]

Fast, efficient

5
Fast, efficient process, easy to understand but a little expensive for low or no credit borrowers. Reviewed on: 22nd July 2022
Ellie Shore's avatar
Ellie Shore

Seamless

5
It was a quick and seamless experience Reviewed on: 22nd July 2022
Victoria Inyama's avatar
Victoria Inyama

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill