Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6932)

Excellent Service

5
A completely painless experience with very polite and helpful staff Reviewed on: 22nd July 2022

Helped when I needed it most

5
Like most the struggle of getting a new car was hard for me- I had run my previous car into the ground due to the mileage I use for work as a home care manager- First Response Finance accepted me on my income not my past credit history which was rather dire. They were quick and very good with communications. The whole process took only a matter of days before I was on the road again in my new Mokka Reviewed on: 22nd July 2022

Brilliant service

5
I was unsure if I’d be accepted with First Response finance. Once I was approved they explained everything to me perfectly clear. I spoke with multiple people from the company and each time I was amazed at how they dealt with my queries. I was always updated. I had an issue with the first motor company I looked at buying a car with and I let first response finance know that I was unhappy with the motor company’s dealings with me. First response finance ensured me that if I was not happy with the motor company, I could change to a different one. They dealt with the motor company on my behalf and informed them I would not be purchasing a car with them. I found an alternative motoring company and was extremely grateful for how they helped me make this happen. Reviewed on: 22nd July 2022

Recommended

5
Very fast response, excellent customer care. Reviewed on: 22nd July 2022

Very good company having been with them for about 10 years

5
Never had a problem could always talk to someone if needed very helpful and have recommended to friends and family Reviewed on: 22nd July 2022

Very helpful, understanding of student address circumstances

5
Took student address circumstances into consideration. Understanding of bursaries and other non-typical income. Flexible with term lengths. Reviewed on: 22nd July 2022

Excellent service

5
I'm now on my second car financed with first response, really easy application process on their app and super fast decision . Highly recommended. Reviewed on: 22nd July 2022

Efficient great car finance

5
Extremely quick helpful and very informative. Had great communication and fantastic service Reviewed on: 22nd July 2022

Absolutely first class Finance Company!

5
When dealing with "First Response" Finance Company 1 year ago, we found them to be very professional in their approach to their customers and nothing was too much trouble in dealing with us and getting us to understand everything very clearly! I thoroughly recommend "First Response" Finance Company to anyone who wish to use them. With very best regards, Mrs Shirley Griffiths. Reviewed on: 22nd July 2022

Fantastic company

5
I have recently purchased my second car through first response finance, having had no problems with using this company I have used them a second time round.. fantastic support all the way through application and finally purchasing vehicles, would highly recommend.. Thank you for your continued support and will definitely be using again in the future Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review