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First Response Finance: Car finance reviews

4.88
Based on 7,951 reviews, last reviewed 8th Jul 2026
49250% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used them 4 times now and never been a single issue... Used them 4 times now and never been a single issue at all Reviewed on: 8th July 2026
John's avatar
John

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7955)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

very helpful and friendly staff

5
Great experience helped alot with the application process and very easy to get through with any queries to helpful polite staff Reviewed on: 22nd July 2022

So helpful and friendly

5
So helpful and friendly they help me so much, now my credit is going up Reviewed on: 22nd July 2022

Great company

5
After struggling to get car finance first response approved me and it was a very quick no fuss process I would definitely recommend them to anyone looking for car finance. Great company Reviewed on: 22nd July 2022

Fantastic

5
Nice easy fantastic service and had my new car within a week. Top class service. Reviewed on: 22nd July 2022

Very professional service

5
They do exactly what it says on the tin. Reviewed on: 22nd July 2022

Good

5
Very good service would definitely recommend Reviewed on: 22nd July 2022

BEST FINANCE COMPANY

5
They are very helpful ,very understanding ,and on top of that have an amazing customer service team.They definitely deserve this award Reviewed on: 22nd July 2022

Very satisfied

5
I have been dealing with fRF for 3 years so far no issues Reviewed on: 22nd July 2022

Flawless

5
Couldn’t ask for a better company to work with, from application to collecting the car was 3 days - had a message from the dealer to say the car had been paid for before I got back home from the test drive! Reviewed on: 22nd July 2022

Motorcycle loan.....

5
My experience with first response finance is first class.... I am 82 and had no problem obtaining a loan. Reviewed on: 22nd July 2022