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First Response Finance: Car finance reviews

4.88
Based on 7,935 reviews, last reviewed 7th Jul 2026
48500% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

After being let down by several finance companies, F... After being let down by several finance companies, First Response Finance made the whole process straightforward and stress-free. Their team was profe... Read more Reviewed on: 7th July 2026
joe 's avatar
joe

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7950)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Amazing

5
Amazing company alway there to help and advise If they think your struggling there never pushy and talk you through your options to help you through the bad times and the good Been using these for years and always will Reviewed on: 22nd July 2022

Brilliant

5
Absolutely amazing would highly recommend and the staff are brilliant and polite if u need finance then go to first response finance Reviewed on: 22nd July 2022

Outstanding service.

5
Very easy and quick service. Staff are very helpful and friendly Reviewed on: 22nd July 2022

Fantastic company

5
Wow what a fantastic company they do go above and beyond which is hard to find these days its been a pleasure dealing with first response Reviewed on: 22nd July 2022

The Best

5
First Response are the BEST car finance company, they are extremely customer focused in making sure we have the best experience, I bought a car from Scarborough and it needed a 3 piece clutch then a gearbox and first response and the dealership worked together to make sure the correct work was carried out, ive been with first response for nearly 2 years now and I wouldnt want to use any other finance company the staff are amazing. Thank you all for all your support and helping me get back on the road Reviewed on: 22nd July 2022

Keep on going First Response Finance

5
Fast approval, great customer service! Highly recommended Reviewed on: 22nd July 2022

Yoo notch

5
One of the best car finances out there Reviewed on: 22nd July 2022

Efficient.

5
I loved the efficiency of the company in every way. They dealt with me so quickly it was amazing and there's payment plan was better than other companies I have tried. Reviewed on: 22nd July 2022

Good communication

5
I am made aware of any changes very quickly. Reviewed on: 22nd July 2022

The best finance team

5
I have had problems with cars is the last and they have always had my back, re sorting and finding ways around making sure I have my independence highly recommend Reviewed on: 22nd July 2022