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First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7985)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

First class service

5
Always very helpful, swift in their decision and always friendly on the phone. Reviewed on: 22nd July 2022

Fantastic

4
Very good car pristine would deffo use them again Reviewed on: 22nd July 2022

Brilliant customer service

5
Customer service is fantastic. All very straight forward and quick to deal with. Reviewed on: 22nd July 2022

The best of the best

5
Friendly, professional, and helping, excellent working around your needs, no pressure, they made my first car finance easy. Reviewed on: 22nd July 2022

Best compeny to be with

5
A company that works with anybody and easy to deal with if you any problems Reviewed on: 22nd July 2022

Review

5
1st Response Finance helped with purchasing my car. 1st class service. Reviewed on: 22nd July 2022

Simple and easy to use

5
I found First Response very easy and straight forward. No hidden costs or charges-everything made clear. You don't keep getting junk emails either Reviewed on: 22nd July 2022

Good honest company

5
Had no problem with them everything is good and straight forward Reviewed on: 22nd July 2022

Effortless

5
So easy to arrange. Thanks team. Reviewed on: 22nd July 2022

Car Finance

5
We would recommend First Response Finance as everything was explained to us before we took the loan out and we get text messages if the payment is about to come out a little earlier than scheduled Reviewed on: 22nd July 2022