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First Response Finance: Car Finance reviews

4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6928)

Helped me buy my car

5
No one else would help me, but First response did. I've not missed one payment. Thanks Reviewed on: 22nd July 2022

Friendly and reliable customer service!

5
The team at First Response are without a doubt the best I have dealt with - they are quick and easy to get a hold of and are super friendly and helpful when you speak with them! Couldn't recommend them enough Reviewed on: 22nd July 2022

Great

5
this company has been so great very understanding to the customers needs and very easy to speak with unlike most companies Reviewed on: 22nd July 2022

Fantastic company

5
Bought my car over a year ago have had no issues with car or after sales They made the process very easy and have been nothing but curtious Would definitely recommend Reviewed on: 22nd July 2022

Absolutely brilliant

5
Iv had 6 vehicles through first response finance and they’ve been absolutely fantastic. If Iv had problems with vehicles or even had a car written off they were amazing to deal with Reviewed on: 22nd July 2022

Excellent service

5
First response were a pleasure to deal with from start to finish. Easy application, pleasant staff and very good rates for a sub prime lender. I can’t recommend them highly enough. Reviewed on: 22nd July 2022

Amazing

5
I had finance with first response and there services from start to finish was second to none I would definitely get finance with them in future,I found them very professional and helpful highly recommended them to any friend or family and if anyone would like to say different about first response I would like to hear about this as I think they are one of the best if not the best I have had finance with other companies and this one is the best by far. Kind regards Lee barclay Reviewed on: 22nd July 2022

Great service

5
Quick easy application and great customer service Reviewed on: 22nd July 2022

Changed my life

5
I was struggling tk get finance and had 2 kids, a old car that only ran sometimes and really bad credit score. Thanks to first response I got a wee fiesta and was on the road in no time. Reviewed on: 22nd July 2022

Easy and flexible

5
It was really easy to get a finance and they were really flexible with the payment methods and times Reviewed on: 22nd July 2022

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