Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

Without Question one of the best

5
I’ve used First Response a few times and have been amazing very easy to use no problems and no issues even with early settlements can recommend them high enough Reviewed on: 22nd July 2022

Very good

5
Very slick and well explained. Will use again Reviewed on: 22nd July 2022

Amazing

5
I have been with first response with 5 different cars they understand my financial situation and have always managed to help me amazing company Reviewed on: 22nd July 2022

Helped me buy my car

5
No one else would help me, but First response did. I've not missed one payment. Thanks Reviewed on: 22nd July 2022

Friendly and reliable customer service!

5
The team at First Response are without a doubt the best I have dealt with - they are quick and easy to get a hold of and are super friendly and helpful when you speak with them! Couldn't recommend them enough Reviewed on: 22nd July 2022

Great

5
this company has been so great very understanding to the customers needs and very easy to speak with unlike most companies Reviewed on: 22nd July 2022

Fantastic company

5
Bought my car over a year ago have had no issues with car or after sales They made the process very easy and have been nothing but curtious Would definitely recommend Reviewed on: 22nd July 2022

Absolutely brilliant

5
Iv had 6 vehicles through first response finance and they’ve been absolutely fantastic. If Iv had problems with vehicles or even had a car written off they were amazing to deal with Reviewed on: 22nd July 2022

Excellent service

5
First response were a pleasure to deal with from start to finish. Easy application, pleasant staff and very good rates for a sub prime lender. I can’t recommend them highly enough. Reviewed on: 22nd July 2022

Amazing

5
I had finance with first response and there services from start to finish was second to none I would definitely get finance with them in future,I found them very professional and helpful highly recommended them to any friend or family and if anyone would like to say different about first response I would like to hear about this as I think they are one of the best if not the best I have had finance with other companies and this one is the best by far. Kind regards Lee barclay Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review