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First Response Finance: Car finance reviews

4.88
Based on 7,984 reviews, last reviewed 14th Jul 2026
50800% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have a great experience with First Response Financ... I have a great experience with First Response Finance and did not regret patronising them. They're the best. Reviewed on: 14th July 2026
Faramade o's avatar
Faramade o

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7985)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

SMOOTH AND EASY PROCESS

5
When I wanted to change my car for an upgrade, the process of re financing was much smoother and easier than I expected. Reviewed on: 22nd July 2022

Car finance

5
Best finance company I have dealt with always happy to help Reviewed on: 22nd July 2022

Fantastic service

5
Had some challenges after moving back to the UK after a decade abroad and First Response stepped up to help. Awesome company Reviewed on: 22nd July 2022

Fantastic service

5
I had a hassle free, quick application. Excellent service Reviewed on: 22nd July 2022

Best car finance company!

5
Such a quick and easy process, I can fault this company. Reviewed on: 22nd July 2022

Amazingly easy to deal with!

5
Dealing with first response finance was easily the best experience of getting car finance I have ever had. Reviewed on: 22nd July 2022

Gave me a new outlook to life

5
Excellent customer services, straight to the point, after 30 years of obtaining personal finance and Business of no word of a lie First Response Finance by far the Best in my opinion Reviewed on: 22nd July 2022

Supportive and calm when assisting with my request. I find the staff to be reassuring and listened to me

4
Very good I decided amongst the offer that I had to go with this company. Reviewed on: 22nd July 2022

Friendly and helpful

5
Could not ask for a more helpful finance company. Nothing is too much trouble. Reviewed on: 22nd July 2022

Top finance company with very competitive rates

5
This is the second car finance i have had with first response and have always found them to be honest professional and extremely extremely helpful, explaining everything clearly if someone is looking for car finance i would highly recommend first response. Reviewed on: 22nd July 2022