Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Excellent

5
I have awful credit history, these guys gave me finance it was sorted it just a few hours got my new car the following day. I can't thank them enough Reviewed on: 22nd July 2022

Good company

5
Easy application and nice people very helpful Reviewed on: 22nd July 2022

Amazing company

5
I didn't expect to be accepted but I was. This meant I wasn't left without a car when my old one broke down. Reviewed on: 22nd July 2022

Fast and easy

5
Very helpful and explain all the fine details of the agreement. Reviewed on: 22nd July 2022

Amazing car finance

5
Quick, efficient,very friendly and would definitely use them again for my next car Reviewed on: 22nd July 2022

Fantastic company

5
Very friendly and understanding staff and they help in struggling times i.e when i had a problem with my wages at work not like other companies that can't help when you struggling Reviewed on: 22nd July 2022

Change of car finance

5
First Reponse Finance were very easy to deal with. We weren't kept waiting for a decision and everything was simple and straightforward. Excellent company to deal with Reviewed on: 22nd July 2022

Good service

5
No words to explain unbelievable brilliant excellent amazing service good communication perfect in all way Reviewed on: 22nd July 2022

100% trustworthy

5
It’s my 2nd car on finance with First Response Finance and it’s another amazing time where with my poor credit rating I got a chance to have my dreamt BMW what I could have not chance to buy by cash.With flexible payment plan I can afford it and if I need another car in the future I will go for it with this Company again.Highly recommended!!Keep chin up! Reviewed on: 22nd July 2022

Very helpful to customers

5
One of best companies. I was needed to change car wich i have with them less than year and they done lot of work to help me do this.Not first car finance companie i have in my live but definitely best one Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review