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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (8001)

Always helpful and great communication

5
First response has always been really helpful especially when I first set up my car finance. They’re also great with communication, if a payment is going to come out early (because of where the date falls ie on a weekend) they’ll text you and if there’s any problem meeting that payment you can ring to arrange it coming out on a different day. Reviewed on: 22nd July 2022

Fantastic customer service

5
Great experience all the time and always happy to help Reviewed on: 22nd July 2022

Easy to apply

5
Easy to apply and very friendly staff, but also professional would highly recommend Reviewed on: 22nd July 2022

First Rate Company

5
I do not have the greatest of credit ratings but dealing with First Response Finance Ltd has been the easiest thing to do. Every communication was answered immediately with a clear and easy-to-understand explanation. Excellent cannot fault Reviewed on: 22nd July 2022

Fabulous

5
Very easy to get help. I would highly recommend this finance. Reviewed on: 22nd July 2022

Great and easy company very helpful

5
We chose first response and had no problems at all fab company to be with and always willing to help when needed thanks again to the team yous are smashing it Reviewed on: 22nd July 2022

Very high interest rates for year long customers

1
Not impressed, I haven't missed any payment and my interest rate only decreased a fraction. Complete rip off Reviewed on: 22nd July 2022

Family focused polite and so accessible to all - making all that felt impossible - possible

4
Family focused polite and so accessible to all - making all that felt impossible - possible Reviewed on: 22nd July 2022

1st class company and service everytime.

5
Always happy to help, even if it's a tricky problem. This company actually listens and finds a solution. Thankyou Reviewed on: 22nd July 2022

Great customer service

5
Everything went smoothly. Transparency was accurate from them. I will recommend their service anytime. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

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