Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7810)

Excellent service

5
This is my second finance I have had with first response and have always found them very helpful and if I didn’t understand something they took their time to explain it until I did, Reviewed on: 22nd July 2022

Fully supportive, friendly and professional service.

5
Always available and willing to talk, many modes of communication available. Helped when no one else would. Reviewed on: 22nd July 2022

First in choice for me.

5
Great company they know what they are doing and can’t de enough to help when you call they answer quick and sort out any problem. Reviewed on: 22nd July 2022

Excellent finance options

5
Outstanding services for people struggling with financial options and the don’t take the mick with the APR I’m on my 2nd agreement and no doubt I’ll use them for the 3rd. First response finance all the way. Reviewed on: 22nd July 2022

Brilliant service e

5
Brilliant service from the team at 1st response just used them for the third time so easy to deal with done within a couple of hours of applying I was driving my new car home. Reviewed on: 22nd July 2022

Excellent customer service

5
I’ve been with first response for nearly 4 years , my second car on fiancé with them . If I have any issues or concerns first response are quick and affective . Their customers service is amazing and and always their to help . Definitely recommend to family and friends . Reviewed on: 22nd July 2022

Outstanding service

5
I had a lot of problems getting finance due to an ex partner messing up credit score but first response look at your finances and not your history so it was amazing thanks so much again. Reviewed on: 22nd July 2022

Helpful, knowledge staff.

4
Found them to be very helpful when sorting my car finance and would highly recommend them to others. Reviewed on: 22nd July 2022

First class company.

5
First class company and very quick response with a decision. I've used first response 2 or 3 times now and am very happy. Reviewed on: 22nd July 2022

Financed a van for my business

5
Offered me finance when no other company would so I was able to trade my car in and get a van for my business which has helped me increase my income. I also applied as two other family members have been with first response finance for years with no problems. Very helpful on the phone aswell Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review