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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,815 reviews, last reviewed 2nd Jul 2026

42600% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Seamless and quick experience and brilliant communic... Seamless and quick experience and brilliant communication throughout the entire process. Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Amazing throughout

I’ve never in the past been one for finance so didn’t have a clue where to start what to look out for. The staff were all friendly and helpful with my additional needs. They made me feel comfortable throughout the whole experience. My credit score was not great. But they managed to bring the APR right down for me. And I’m paying less than what I budgeted for. I know when I’m finished paying this car off I will most definitely use first response again Reviewed on: 22nd July 2022

Superb

Told me they would reduce my APR and kept there word people in office great to deal with enjoying my motorcycle thanks first response Reviewed on: 22nd July 2022

Excellent company

I've had 2 car fiances with them never had problem fast service and great customer service Reviewed on: 22nd July 2022

Finance

The Best UK Company. Cery friendly and helpfull people. I would recommend to everyone Reviewed on: 22nd July 2022

Brilliant service

Great service from the company - brilliant communication from the team when I have any questions Reviewed on: 22nd July 2022

Honest company

I haven’t got the best credit and this company have helped me to get the perfect car at a reasonable price Reviewed on: 22nd July 2022

Wayne dobson

My financial situation wasn't great. But they helped me. Reviewed on: 22nd July 2022

Rare Gem

First response are a rare gem of a finance provider. They are understanding and caring, which you don’t usually get from fiancé companies. Reviewed on: 22nd July 2022

Amazing company

Quick, easy to talk to, very respectful. I always recommend to people Reviewed on: 22nd July 2022

Excellent people to deal with

From first to last I can’t thank them enough for the help and support Reviewed on: 22nd July 2022

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