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First Response Finance: Car finance reviews

4.88
Based on 7,979 reviews, last reviewed 13th Jul 2026
50550% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The experience was fast and easy The experience was fast and easy Reviewed on: 13th July 2026
Maxine G's avatar
Maxine G

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7980)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Car purchase

5
Reviewed on: 22nd July 2022

Very helpful company

4
I was rather hesitant when trying to get some motorbike finance, but First Response were very helpful and explained everything clear and concise. Reviewed on: 22nd July 2022

caring

5
always made sure i could afford payment and if i couldnt really helped me set up payment plans Reviewed on: 22nd July 2022

Amazing customer service

5
Customer service is very good, everything is always straight forward and we have always dealt with quick without stress Reviewed on: 22nd July 2022

Highly Recommended

5
A very easy and straightforward process for car finance. Reviewed on: 22nd July 2022

Excellent service

5
First response were excellent catered for all my needs and ensured I got the best deal possible Reviewed on: 22nd July 2022

Just Fab!!

5
They really helped me when i needed to get a new car! i cannot fault their service! Thank you Reviewed on: 22nd July 2022

Very efficient service

5
I have used first response finance twice now for my car finance and they explain everything well . Make sure your finance is affordable. Very professional. Very helpful if you have any questions and also if circumstances change always help in the best way they can. I will always use first response finance for my car finance. Reviewed on: 22nd July 2022

Easy quick and pain free finance

5
Very good service to provide finance options when needed to work around an IVA and low credit score. Helped me source a vehicle after relationship breakdown. Nice to have a finance option where others would decline. Reviewed on: 22nd July 2022

I have always had a good relations with first response no matter who I have spoken to

5
I would always recommend first response as I have had excellent help and advise Reviewed on: 22nd July 2022