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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7815 reviews)

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4.88

Based on 7,814 reviews, last reviewed 29th Jun 2026

85300% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7815)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Really good

I would recommend this company for finance Reviewed on: 22nd July 2022

Smooth application

Only a 5 min call it took on my application , very smooth. Reviewed on: 22nd July 2022

Theyve been great got my first car on finance from them

It was a smooth process came for one car but my credit enabled me to get another car that i really loved. And now my second car i got it from them still a very good process. Nothing to complain about. I recommended them to my friend and she was happy. Thanks Reviewed on: 22nd July 2022

They are very good and helpful u wont bet thiss il go back to them if I get a nath car

Excellent service Reviewed on: 22nd July 2022

Happy customer

Arranged my car finance in minutes clear and precise staff very helpful great payment options and rates can’t recommend highly enough Reviewed on: 22nd July 2022

Great company

A very good company to be with very understanding and always willing to help Reviewed on: 22nd July 2022

Great service provider

Was quite sceptical at first, was recommended by my father in law after termination of my pcp 2 years after taking it out and having bad credit couldn't get another car on lower payment terms. They initiated the process with the dealer I've got the car from and funded everything with suitable repayments. Apr is a little high could be reduced but other than that a great place for people who needs to improve there credit score Reviewed on: 22nd July 2022

Great from start

Great from start to finish, easy process, all my questions were answered along the way Reviewed on: 22nd July 2022

Fantastic

Never came across a finance company So easy to use ! Not a single problem or we need this & that . Great service great deal with good APR Reviewed on: 22nd July 2022

Really helpful

The guys at first response finance were very helpful and supported me to make the right decisions Reviewed on: 22nd July 2022

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