Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.94
Based on 6,934 reviews, last reviewed 16th Apr 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customers first I had my car with them and they were very helpful when I faced financial difficulty and accepted me even though my credit score at the time wasn’t gre... Read more Reviewed on: 16th April 2026
Chelsie H's avatar
Chelsie H

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (6934)

No nonsense car finance

5
I have had 2 vehicles funded through first response. First one was written off after a month. They were fantastic in getting things turned round and financing the second one. Highly recommended Reviewed on: 13th August 2021
Phil Woods's avatar
Phil Woods

Grate product

5
I’ve been with this company for just over 4 years now and they are a fantastic company I’ve just got my second car with them and because I stuck with them I got £400 of my new car for being loyal. They do personal loans as well that are affordable so if you need car finance I definitely recommend this company as you can pay weekly or monthly you decided what you want Reviewed on: 13th August 2021
Steven R Jones's avatar
Steven R Jones

Very good company, very helpful and reasonable prices

5
Got this finance straight away with being the age of 20. They helped me very well with needing a new car. Very good prices and the staff that I spoke to were very helpful and fabulous. Reviewed on: 13th August 2021
Abbie Jones's avatar
Abbie Jones

Amazing and helpful

5
Always happy to help and such a good company Reviewed on: 13th August 2021
Tanisha croudace's avatar
Tanisha croudace

Fantastic, stress free

5
This company gave me a chance when others wouldn't, they went through everything, the whole process was completely stress free I recommend these 100 % Reviewed on: 13th August 2021
Jane's avatar
Jane

Excellent

5
I found it hard to get credit and I was desperate for a car loan, this company stood up for me when I needed it the most. I highly recommend and they have been super helpful ever since Reviewed on: 13th August 2021
Claire hillier's avatar
Claire hillier

Amazing company

5
Really amazing company accepted me for finance when no one else would, always on hand to help !!! Reviewed on: 13th August 2021
Carly 's avatar
Carly

Used them for credit building

5
A few years ago my credit rating was poor and i needed a new car after a marriage breakdown, a friend of mine reccomended first response to me to help me out, after talking to the company i was accepted for finance of a certain amount i found myself a car i liked and contacted first response, they set up a account with the garage and 4 days later the car was mine, ive used these for my latest car too and now my credit rating is better they give me a better apr. I can call these for a settlement figure as well as log in online to check my account. Cant fault first response and would reccomend them to my friends eapecially if they have poor credit. Reviewed on: 13th August 2021
Phillip toone's avatar
Phillip toone

Excellent service

5
Everything was smooth from start to finish with my application, i would definitely recommend first response to others. Reviewed on: 13th August 2021
Danny256's avatar
Danny256

Happy

5
They have given me years of good quality service at very competitive rates, good customer service too Reviewed on: 13th August 2021
Phil Lang's avatar
Phil Lang

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill