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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7814 reviews)

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4.88

Based on 7,814 reviews, last reviewed 29th Jun 2026

85300% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7814)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Fabulous

A pleasure to use! Fantastic company all round Reviewed on: 22nd July 2022

Can't fault it!

Its been them financing, my last 4 vehicles and can't fault anything! Amazing customer service Reviewed on: 22nd July 2022

Fantastic company

This was the only finance company that gave me a chance after becoming bankrupt so thank you for giving me the opportunity to prove my self trust worthy would highly recommend to anyone Reviewed on: 22nd July 2022

Excellent flexible finance.

I have used First Response Finance on two occasions. They were very helpful and delivered an excellent deal for me on both occasions even though my credit score was not in the best shape. They not only put me on the road vehicle wise but gave me that opportunity to build on my credit score. Highly recommended company Reviewed on: 22nd July 2022

Friendly helpfully fast not much else needs saying

I have dealt with First Response finance for my last two purchases and the process has been easy quick and the helpful friendly staff have always been available to help Reviewed on: 22nd July 2022

Top finance company

Financed 2 cars for me..no probs whatsoever!! Reviewed on: 22nd July 2022

A company that listens

I have been dealing with First response for a year now and I have found that on both occasions that I have needed to talk to them they have listened and have given me a solution on both occasions. I would highly recommend them. Thanks again Reviewed on: 22nd July 2022

Friendly and efficient

I've had finance with 2 cars over the past 6 years with this company, the staff are very friendly, helpful and efficient both occasions the finance was processed easily and quickly. Highly recommended! Reviewed on: 22nd July 2022

Best choice!

Fantastic company, Customer service is spot on always, i went with first response finance for my car, genuinely couldnt believe just how smooth and easy the transition was. Even to this day i recommend friends/family and even co-workers to these. Would never go elsewhere. Reviewed on: 22nd July 2022

Best company I've used yet

First response have been great with me from the start, never had an issue and great value on my monthly payments too! Reviewed on: 22nd July 2022

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