Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7813)

Good

4
Very reasonable fair company. customer service are easy to talk with and understanding and to deal with. Reviewed on: 22nd July 2022

Brilliant finance company

5
After many years of being rejected for finance. First response finance were amazing and offered me finance on my first car. Giving me the freedom I so desperately needed especially for a new job. Which I could not have accepted unless I had the car. Highly recommend great company. Very helpful and friendly and efficient. Reviewed on: 22nd July 2022

Had problems with my dealership first response had no problems changing my car

5
Would only use first response as have not had a problem with them Reviewed on: 22nd July 2022

Best company to work with

5
Needed car finance asap and this company helped me very quickly and efficiently. Would definitely use them again Reviewed on: 22nd July 2022

Excellent service

5
Very accommodating and friendly. Reviewed on: 22nd July 2022

Great service

5
Have used them for years, always been so helpful, quick service good recommend dealers, nothing has ever been too much of a problem Reviewed on: 22nd July 2022

Amazing and frequently

5
When I passed my test first response finance helped me out massively securing my car Reviewed on: 22nd July 2022

How finance should be

5
They take the person into account not some computer algorithm, one size doesn't and never has fitted all. The 1st of fair finance! Reviewed on: 22nd July 2022

No hassle, easy car finance

5
Everything was so easy to do, no hassle and fair interest rates also. I am very happy with first response finance, and would definitely use them again Reviewed on: 22nd July 2022

The whole process from start to finish was made extremely easy!

5
This is the second car I have had on finance with this company. I felt the process was extremely easy and staff were very helpful in arranging it this. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review