Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (7814)

First class service from first response

5
My credit was not very good and first response went that extra mile to help me get the car I really needed, they offered me a fantastic rate and the staff were very professional and understanding to my needs I would recommend first response to any one wishing a great service Reviewed on: 22nd July 2022
Gary Armstrong's avatar
Gary Armstrong

Fabulous

5
A pleasure to use! Fantastic company all round Reviewed on: 22nd July 2022
Chloe M Bailey's avatar
Chloe M Bailey

Can't fault it!

5
Its been them financing, my last 4 vehicles and can't fault anything! Amazing customer service Reviewed on: 22nd July 2022
Hugo Rocha's avatar
Hugo Rocha

Fantastic company

5
This was the only finance company that gave me a chance after becoming bankrupt so thank you for giving me the opportunity to prove my self trust worthy would highly recommend to anyone Reviewed on: 22nd July 2022
Scott Stoddart's avatar
Scott Stoddart

Excellent flexible finance.

5
I have used First Response Finance on two occasions. They were very helpful and delivered an excellent deal for me on both occasions even though my credit score was not in the best shape. They not only put me on the road vehicle wise but gave me that opportunity to build on my credit score. Highly recommended company Reviewed on: 22nd July 2022
Robert Ashton 's avatar
Robert Ashton

Friendly helpfully fast not much else needs saying

5
I have dealt with First Response finance for my last two purchases and the process has been easy quick and the helpful friendly staff have always been available to help Reviewed on: 22nd July 2022
GARY TREMBLE 's avatar
GARY TREMBLE

Top finance company

5
Financed 2 cars for me..no probs whatsoever!! Reviewed on: 22nd July 2022
Lucas Ormond's avatar
Lucas Ormond

A company that listens

5
I have been dealing with First response for a year now and I have found that on both occasions that I have needed to talk to them they have listened and have given me a solution on both occasions. I would highly recommend them. Thanks again Reviewed on: 22nd July 2022
Paul B's avatar
Paul B

Friendly and efficient

5
I've had finance with 2 cars over the past 6 years with this company, the staff are very friendly, helpful and efficient both occasions the finance was processed easily and quickly. Highly recommended! Reviewed on: 22nd July 2022
Kat Riley's avatar
Kat Riley

Best choice!

5
Fantastic company, Customer service is spot on always, i went with first response finance for my car, genuinely couldnt believe just how smooth and easy the transition was. Even to this day i recommend friends/family and even co-workers to these. Would never go elsewhere. Reviewed on: 22nd July 2022
Artista Blu's avatar
Artista Blu

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill