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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7812 reviews)

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4.88

Based on 7,811 reviews, last reviewed 28th Jun 2026

85000% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company we've been using them since 2009 Great company we've been using them since 2009 Reviewed on: 28th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7812)

Brilliant service hassel free

Applied no problems got accepted quick sharp and money was ready as soon as I was will definitely use again Reviewed on: 22nd July 2022

First Response Finance - The Easy Option

I first came across First Response Finance when I was looking for a car online. Due to personal circumstances my credt rating wasn't great. First Response took all of that into consideration when offering me both finance and in helping me find a suitable vehicle through their recommended dealers. They also offer various repayment periods and I've found them to be very flexible in order to suit my budget I had tried a couple of other online lenders but although I was offered finance I found their business methods to be nothing short of harrassing, with constant phone calls and emails. None of that with First Response. They keep you up to date with your application and it's easy to keep track of how much is owed with your online account. They also offer the option of making extra payments to bring your balance down. If your payment date falls on a holiday they contact you to make sure that theres no issues regarding payment dates. This is my second time using First Response and I'm very happy with my decision to use this company. Reviewed on: 22nd July 2022

Friendly clear and reassuring team

Had vehicle finance with these found to be clear tranparent and friendly making journey a easy and happy one would recommend to others Reviewed on: 22nd July 2022

Fast and easy

A very straight forward provider who gave me finance when my options were limited. Reviewed on: 22nd July 2022

Great company couldn't have got my car without them

Fantastic company really friendly staff, they were so helpful in dealing with me. I would definitely recommend them. Reviewed on: 22nd July 2022

friendly, quick, professional and just there!

So easy to work with the people are all friendly, professional and explain everything to you so you fully understand what to do and happens next - i just trust them and think they are great to be a customer of them Reviewed on: 22nd July 2022

Amazing customer service

Ive used first response for a few years now and The Team always go the extra mile to help out absolutely cannot fault them Reviewed on: 22nd July 2022

Great firm

This company helped me when I was in a very difficult position trying to find it replacement car for one that broke down permanently. I would highly recommend their customer service even in difficult personal circumstances. They were very professional thorough and compassionate and very knowledgeable. Reviewed on: 22nd July 2022

Quality "No fuss" Finance.

Needed a work vehicle and came across first Responce Finance. Response was great. Finance affordable. Quality people to deal with. Overall Happy experience would recommend the all day long... Reviewed on: 22nd July 2022

Vehicle Finance

First Response were so easy to deal with. They go the extra mile to sign you up at a fair interest rate, I was refused finance by several companies but not First Response. Tell them truthfully your position they do all they can to get you on the road with the vehicle you have chosen I would definitely recommend them to anyone. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

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First Response Finance: Car finance reviews

85000% increase in 5 star reviews

50% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review First Response Finance: Car finance now

Best car finance provider 2025

First Response Finance Car finance reviews (7812)

Brilliant service hassel free

First Response Finance - The Easy Option

Friendly clear and reassuring team

Fast and easy

Great company couldn't have got my car without them

friendly, quick, professional and just there!

Amazing customer service

Great firm

Quality "No fuss" Finance.

Vehicle Finance

Review First Response Finance: Car finance now

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