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First Response Finance: Car Finance reviews

4.95
Based on 6,923 reviews, last reviewed 21st Jul 2025
39150% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

They was very straight forward and it changed my lif... They was very straight forward and it changed my life I was able to have a car when my credit score is broke. So thankyou very much. Reviewed on: 21st July 2025
Hannah L's avatar
Hannah L

Latest lowest rating:

1

I have purchased a van and I had troubles only . I have purchased a van and I had troubles only . The documents were provided as having full maintenance each ear and when I had a full check: non of t... Read more Reviewed on: 8th July 2025
Lucian's avatar
Lucian

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6923)

Communication

5
Clear communication and answered all questions I had when I first got the finance! Would definitely recommend Reviewed on: 13th August 2021

Friendly and realistic

5
I have now taken out two loans for vehicles with First Response Finance, one for a motorbike and the latest for a car. On both occassions the team from First Response was friendly, understanding and a pleasure to deal with. I would diffinately recommend them. Reviewed on: 13th August 2021

Really helpful

5
Needed finance to purchase my first motorcycle. They gave me a decent rate according to my creditscore and it still works out cheaper then anywhere else. Reviewed on: 13th August 2021

Brilliant service

4
Fast quick finance with no faff, work with customers especially those with bad credit to come to an affordable plan Reviewed on: 13th August 2021

Quick, friendly, understanding

5
First response rang me and my car finance was sorted within hours, they lady I spoke to was lovely she was understanding of my situation and that didn’t affect me getting the finance I needed for a car, I would definitely recommend this company to anyone I no, and definitely will use them again if needs be. Reviewed on: 13th August 2021

Relible

4
First response are a reliable compainy and do what they can to help you out Reviewed on: 13th August 2021

Loan for car

5
As i had a not so good credit score i didn’t think I would get finance but need a car desperately for work Got in touch with First Response Finance on the Tuesday and had my new car on the Saturday First Response made everything so easy and clear to understand. Excellent,would definitely recommend them. Reviewed on: 13th August 2021

Great people

5
I was able to get approved even doe it was closing time as the car dealer was not professional I stayed till the end and first response finance help me to drive home with no delays thank great people Reviewed on: 13th August 2021

Friendly company

5
Friendly and professional company Reviewed on: 13th August 2021

Professional Consultative Approach

5
We needed a second car and also needed to build credit, a personal advisor mentioned taking out an affordable credit commitment to build my credit score. I decided to get a low cost car which would also be affordable upfront. After trying to apply for credit with many of the big names including dealers and brokers I was always hit with sales hungry inexperienced people, which in fairness were trying to earn a living rather than providing a solution. Then I was recommended by someone to speak to First Response, and everything changed. I spoke with Aona who was not driven by completing a sale, but was more keen to find out about my situation, goal and comfortability. She conducted a full credit check and advised on why, how and what to do etc. I felt like I was dealing with a professional, more importantly a company that is looking to help me. Further down the journey I thought this was only because I was lucky enough to deal with Aona, I reluctantly had to speak with someone from a different person when it came to finalising the deal. Again, dealt with by a helpful, informative individual who answered every question and handled by transaction with complete transparency and ease. Even the motor trader was pleased with the smooth, easy and transparent process carried out from start to finish. This company is worth the recognition for it's efforts and service provided to people who are looking for fair and transparent car finance with specialist needs. Reviewed on: 13th August 2021

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