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First Response Finance: Car finance reviews

4.88
Based on 7,811 reviews, last reviewed 28th Jun 2026
85000% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company we've been using them since 2009 Great company we've been using them since 2009 Reviewed on: 28th June 2026
Martin f's avatar
Martin f

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7812)

Great service , great staff

5
Great friendly staff who are very helpful Reviewed on: 22nd July 2022

So easy

5
My go to place for car finance. Friendly simple uncomplicated. Highly recommend! Reviewed on: 22nd July 2022

A valued Asset to my personal and business life

5
I would like to vote for first response because they gave me a chance on two occasions when other providers wouldn’t. Initially securing a car I wanted at the time and now more recently maxing out the credit limit to add value to my business and the purchase of a Ranger - love it! Reviewed on: 22nd July 2022

Best finance company

5
Iv been with first response many time and have never had a problem so easy to talk to and the app is simple to use Reviewed on: 22nd July 2022

Absolutely amazing

5
Staff has been very helpful and accommodating to my needs, have continued to provide me with great advice. Reviewed on: 22nd July 2022

Quick and responsive

5
Real easy to work with real friendly an there is no messing about with time Reviewed on: 22nd July 2022

First response why they are No 1

5
I found first response to be very professional and efficient, I’d used another finance company last time, Nothing was to much trouble and I’ve already recommended them, Wishing First Response the very best kind Regards Christopher john O’Mara Reviewed on: 22nd July 2022

Surprisingly amazing

5
I’ve never had finance before, but first response really took the time to talk me through everything I could possibly need to know. Most impressive I swapped jobs and without hesitation they helped me move my payments around with 0 hidden fees I couldn’t recommend their service enough! Absolutely amazing customer service and they don’t contact you unnecessary. Honestly fantastic! Reviewed on: 22nd July 2022

Great Experience

5
Always a great experience, second finance with this company, that says it all!!! Reviewed on: 22nd July 2022

Perfect for people with low credit.

5
I’m very surprised I was accepted finance after my credit score was so bad due to a few defaults back in the day and also covid causing more debt than sense. This company reached out helped me get my new vehicle and they were genuinely so helpful and friendly on the phone. Definitely recommended. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review