Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.95
Based on 7,090 reviews, last reviewed 24th Apr 2026
15500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used for motorbike finance, fast decision and given... Used for motorbike finance, fast decision and given good options that I can adjust to suit myself. Easy to use portal and fast payment to garage. Reviewed on: 24th April 2026
Christian w's avatar
Christian w

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (7090)

Best so far

5
First Response is a car finance company that carries his customers along and they will access your financial situation to give you a need tailored to your needs and payments which they believe you will be able to afford monthly, their customers service is also excellent, will recommend anytime. Reviewed on: 13th August 2021
Ola's avatar
Ola

Simple and clear from the start

5
Used first response to finance a new motorcycle. Everything was done over email and telephone. Payout was within 48hrs. Everything was explained to me and clear. Would definitely use them for my next big purchase Reviewed on: 13th August 2021
Blp123's avatar
Blp123

Best car finance ever

5
Best car finance I’ve ever been with! So quick and easy!! Reviewed on: 13th August 2021
abby_baker24@icloud.com's avatar
[email protected]

Great company

5
Professional helpful and understanding Reviewed on: 13th August 2021
Julian Hickinbotham's avatar
Julian Hickinbotham

I struggled to get finance for a car with not so great credit and first response where very helpful on explaining everything and helped me every step of the way. Outstanding customer service

5
Very helpful and honest and also no nonsense on everything Reviewed on: 13th August 2021
Steven rice's avatar
Steven rice

Perfect team

5
Very kindly and nice person to talk with you. Reviewed on: 13th August 2021
Filff Sorin's avatar
Filff Sorin

Payments

5
I spoke to FRF and couldn't have been happier, I struggled with only one of my payments during the COVID pandemic and they were able to allow me to leave one payment and pay it at a later date. It took a huge weight off of my shoulders. They couldn't have been any more helpful telling me not to worry and if it needed to happen again then to call them and they would do what they could!! Reviewed on: 13th August 2021
Victoria's avatar
Victoria

Great company

5
I got a really good finance deal through first response. Will use them again in the future. Reviewed on: 13th August 2021
paul-mcknight@hotmail.co.uk's avatar
[email protected]

Easy credit score improving car finance

5
I belive I am into my fifth year with 3 different vehicles with First Response. My credit score has improved greatly, when I ran into financial problems one phone call sorted everything out. Weekly or monthly payments with the added bonus of being able to pay more on the app. All cars bought are scrutinised for year, value etc. Definitely an A☆ company. Reviewed on: 13th August 2021
John Plumb's avatar
John Plumb

Excellent

5
From the first initial call all the way through to receiving the finance for the car was smooth and company kept us upto date on progress. Reviewed on: 13th August 2021
Neil 's avatar
Neil

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill