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First Response Finance: Car finance reviews

4.88
Based on 7,962 reviews, last reviewed 9th Jul 2026
49750% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They made my dream come true. They made my dream come true. Really professional, thoughtful and they always responded quick to any requests Reviewed on: 9th July 2026
Elena Pavel's avatar
Elena Pavel

Latest lowest rating:

1

Avoid them at all costs, bad customer service. Avoid them at all costs, bad customer service. Reviewed on: 9th July 2026
Michael G's avatar
Michael G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7963)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Brilliant finance company

5
After many years of being rejected for finance. First response finance were amazing and offered me finance on my first car. Giving me the freedom I so desperately needed especially for a new job. Which I could not have accepted unless I had the car. Highly recommend great company. Very helpful and friendly and efficient. Reviewed on: 22nd July 2022

Had problems with my dealership first response had no problems changing my car

5
Would only use first response as have not had a problem with them Reviewed on: 22nd July 2022

Best company to work with

5
Needed car finance asap and this company helped me very quickly and efficiently. Would definitely use them again Reviewed on: 22nd July 2022

Excellent service

5
Very accommodating and friendly. Reviewed on: 22nd July 2022

Great service

5
Have used them for years, always been so helpful, quick service good recommend dealers, nothing has ever been too much of a problem Reviewed on: 22nd July 2022

Amazing and frequently

5
When I passed my test first response finance helped me out massively securing my car Reviewed on: 22nd July 2022

How finance should be

5
They take the person into account not some computer algorithm, one size doesn't and never has fitted all. The 1st of fair finance! Reviewed on: 22nd July 2022

No hassle, easy car finance

5
Everything was so easy to do, no hassle and fair interest rates also. I am very happy with first response finance, and would definitely use them again Reviewed on: 22nd July 2022

The whole process from start to finish was made extremely easy!

5
This is the second car I have had on finance with this company. I felt the process was extremely easy and staff were very helpful in arranging it this. Reviewed on: 22nd July 2022

Excellent company

5
Excellent company been with them absolutely years very friendly and helpful staff. Its a real pleasure to take finance with them Reviewed on: 22nd July 2022