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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7810 reviews)

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4.88

Based on 7,810 reviews, last reviewed 26th Jun 2026

84900% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7810)

Quick and very professional

From 0 till the last minute everything went very smooth and very easy to collaborate Reviewed on: 22nd July 2022

First Class Hassle Free Service

Very smooth efficient, and proficient service. Made it completely stress free with lovely empathic friendly customer service, nothing is to much trouble. Quick response, not having to hang around waiting for an answer. I was talked through my whole experience every step of the way I knew what was happening and didn't feel stupid asking questions. Would highly recommend to others looking for a company that offers a 5 star service for all. Reviewed on: 22nd July 2022

The best car finance company

I was struggling to find car finance because of my circumstances. First response finance took the leap and it’s all been great since! No issues and they’re always there to help. First response always looks after their customers. Reviewed on: 22nd July 2022

A helping hand when others turned there back.

2018 I got a CCJ due to a relationship breakup and finances running out of control. Fast-forward to Jan 2022, I needed to finance a car to use as a Taxi. Since my CCJ I hadn’t missed a payment on anything. But my ‘Score’ was still damaged because of the CCJ. FR were able to see passed this blip, and the underwriter manually assessed my repayment ability and signed off the loan. Scores and models are great. But like most things in life, there are exceptions. FR looking at my repayment history on an individual basis, not a score allowed them to make the exception sometimes needed. First class services, fast payout and a delight to deal with. John Taylor Reviewed on: 22nd July 2022

Did not think I would get a lone to buy my car and got 1 with first response finance

Was so easy took 10 minutes if that Reviewed on: 22nd July 2022

BRILLANT

Was with these guys for 4 years the best service you could ask for never once did I have a problem even dueing lockdown etc highly recommended Reviewed on: 22nd July 2022

Helpful and knowledgeable

I have now used first response twice to finance car purchase and on both occasions they have been very helpful and professional I will definitely use first response again and would highly recommend them. Reviewed on: 22nd July 2022

Great friendly service

A Brilliant company very friendly and a Brilliant service I have been with first response for over 6 years I will always use them. Reviewed on: 22nd July 2022

Blessed by these guys

I had an IVA against my name 3.5-4 years ago. My credit still blighted by creditor's whobwish to leave the default in for another while longer. Bless them. However, a seamless service, utilising technology for ease of use and so far, great customer care, leaves me whetting my appetite at the ability for this team and their staff to deliver blessings to many who can afford yet cannot get credit for a humble vechile in a time of severe change and access to services. Thank you so much for your reward and getting back to a place whereby I can show accountability and repent from my past financial mistakes. God bless you all Reviewed on: 22nd July 2022

Excellent service

Very happy with everything, everything sorted out within a few hours and driving home in my new car. Plus I was able to pay weekly, which suits me better. Great stuff Reviewed on: 22nd July 2022

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First Response Finance: Car finance reviews

84900% increase in 5 star reviews

50% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review First Response Finance: Car finance now

Best car finance provider 2025

First Response Finance Car finance reviews (7810)

Quick and very professional

First Class Hassle Free Service

The best car finance company

A helping hand when others turned there back.

Did not think I would get a lone to buy my car and got 1 with first response finance

BRILLANT

Helpful and knowledgeable

Great friendly service

Blessed by these guys

Excellent service

Review First Response Finance: Car finance now

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