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First Response Finance: Car finance reviews

4.95
Based on 7,116 reviews, last reviewed 26th Apr 2026
18100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had my finance from you, and I have be... I have always had my finance from you, and I have been very happy with the service that you provided Reviewed on: 26th April 2026
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12astonvilla

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (7116)

Life savers

5
I have a real bad credit history. Thought I’d try my luck as my chips where down and my van had broke beyond repair. So helpful over the phone and called back super quick, I had a decision within the hour and was shocked to find I’d been excepted. With that I picked the car up the next day, saved my job for sure as I was able to travel about again. Reviewed on: 13th August 2021

Poor customer service, won't help when you need it

1
Have been with them for 2 years now and never missed a payment, rang up over covid for one holiday payment and instantly got turned down. House was self isolating so had no paperwork for this apart from a text which they wouldn't accept as proof. Don't care about personal support as long as they get there money. Reviewed on: 13th August 2021

Great service

5
I have two cars on finance both accepted straight away very quick response great company, if you have issues they will help resolve them with no issues immediately highly recommended Reviewed on: 13th August 2021

First Response great value car loans

5
Really did help me buy my dream car with a affordable loan Reviewed on: 13th August 2021

Good customer care

5
I applied online for a car , no fuss no problems really was straight forward. Outstanding customer service. Reviewed on: 13th August 2021

Great overall

5
We were in seach of a car but due to an alright score no one would touch us until first response stepped in Reviewed on: 13th August 2021

Never had any issues

5
They have always helped me out when needed, they text me if the payment day changes if lands on a bank hol or weekend, they are outstanding Reviewed on: 13th August 2021

Fantastic service

5
Since I found out about first response finance they have been second to none with there service excellent customer service very helpful and professional with my every needs would recommend to everyone Reviewed on: 13th August 2021

just brilliant

5
Have used the company now for the last 5 of my cars..brilliant service ..no problem to big always their to help and great at sorting problems out..just FANTASTIC Reviewed on: 13th August 2021

Fast service

5
Good opportunity even with low credit history Reviewed on: 13th August 2021

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