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First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (6932)

Brilliant customer service

5
First response helped me get car finance when no 1 else would,there understanding of your circumstances and were very helpful. Reviewed on: 13th August 2021

Professional. Helpful. Faultless

5
Helped me where others wouldn't. Superb company. Reviewed on: 13th August 2021

Excellent

5
Absolutely fantastic service! Very helpful and accommodating! I even recommended my mum and she couldn’t believe how helpful and fair they were! 10/10! Reviewed on: 13th August 2021

Fast amazing service

5
Super fast response from them had my car finance from start to finish done in 4 hours and car delivered Reviewed on: 13th August 2021

The most decent Car Finance company I know of

5
First Response Finance is the most decent Finance company I have ever dealt with. I have had 3 cars financed through First Response. In the 5 years or so that I have been their Customer, I have had a couple of ups and downs, a redundancy and an employer stopping to pay wages and going into administration. Trough dialogue and keeping First Response informed, they waited for me to pull myself together, get a new job and then resume as usual. That capacity for dialogue and supporting their Customer is far better than the average Finance Lender behaviour (default, bust and recover forcibly), and must be commended as the best I have seen. It was thanks to First Response supportive approach that I was able to get myself sorted, catch-up with the payments and then resume as usual. I recommend and rate First Response highly for the reasons above. Reviewed on: 13th August 2021

Excellent fast service

4
Having bad credit I struggle to get car finance until the car dealer suggested first response finance. The service fast and efficient the customer service advisor talked me through the process and how much the repayment amount would be. I am very satisfied with the service I received. Reviewed on: 13th August 2021

Dream givers

5
This is the only company that gave me a chance to finance my dream car for my family they were very friendly and understanding would recommend to everyone and would use them again in a heartbeat thank you so much for everything you done for my family Reviewed on: 13th August 2021

Mr guy hilton

5
Used first response since they started and still do,great easy company 2 deal with .Good rates,quick service still use today highly recommend Reviewed on: 13th August 2021

Absolutely amazing company

5
Friendly staff great customer service any problems they are always able to help Communication is brilliant The company as a whole help with quotes payments if theres a struggle a worry. Can honestly say the best about if theres a problem with the car they sort it not many companies that would help. Highly recommended Reviewed on: 13th August 2021

Absolutely excellent

5
Absolutely excellent I don't have the best credit rating but was accepted very friendly team and always happy to help recommend to everyone who asks about my finance couldn't fault them at all brilliant company Reviewed on: 13th August 2021

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