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First Response Finance: Car finance reviews

4.88
Based on 7,808 reviews, last reviewed 23rd Jun 2026
84800% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service I have used first response many times. Excellent customer service. If you have a issue always very helpful would recommend them to anyone Reviewed on: 23rd June 2026
rwhite754@yahoo.com's avatar
[email protected]

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7809)

Amazing, helpful and committed

5
First response were patient and efficient when dealing with my car finance after I suffered a car crash with my previous car. Customer service was impeccable and the waiting response time was super quick. I was greeted with a friendly manner which made me feel at ease and able to communicate efficiently ... thank you first response , you made my entire experience easy...highly recommended Reviewed on: 16th August 2021

Really easy and friendly

5
First response finance was really easy to set up, they where very helpful and everything was clear and put in terms you can understand. Reviewed on: 16th August 2021

fantastic service, very helpful

5
I have always found the staff to be friendly, very helpful and knowledgeable in helping me move forward in my application, so much that I came back to them again a second time. I would highly recommend first response finance Reviewed on: 16th August 2021

The best finance company

5
I've been with this company for over 8 years and they helped me when others couldn't .they always help and support when needed . customer service is excellent would recommend first response to anyone who wants hassle free top service Reviewed on: 16th August 2021

Brilliant

5
Extremely affordable and very efficient Reviewed on: 16th August 2021

Great finance company

5
Great when you need that urgent finance especially when your credit isn’t great Reviewed on: 16th August 2021

Easy, Clear process, Patient, understanding staff..

5
I Have always been cautious when applying for finance on a vehicle due to a less than perfect credit history, but had no choice due to my car failing suddenly - essential for my work! so because of this, I had no end of questions and concerns at the beginning of the process. the staff I spoke to were friendly, patient, clear and honest, putting me at ease and at no point did I feel pressured or mislead, a feeling i'd come to know all too well previously. the application went through successfully and I got a car from a reputable dealer, there was a fast pay out by first response (within 24hours!) meaning I was back on the road quickly! The APR is less than desirable unfortunately, but understandable given my credit report. they have given me a chance to prove my credit worthiness and most importantly kept me on the road. Reviewed on: 13th August 2021

Felt like they really wanted to help

5
I'm a single mum who works full time, when I found myself needing a new car first response finance took away any stresses I had. Would definitely recommend and use again without doubt. Reviewed on: 13th August 2021

Brilliant

5
First response was so helpful ,they gave me the finance to get me on the toad ,can't thank them enough Reviewed on: 13th August 2021

Amazing service

5
I am only 19 and as I’m in the army a lot of finances wouldn’t except me but they looked past that. They saw I was on a good income and could afford to pay my finances so accepted me almost straight away. Very could service Reviewed on: 13th August 2021

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