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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

Great service

5
Quick easy application and great customer service Reviewed on: 22nd July 2022

Changed my life

5
I was struggling tk get finance and had 2 kids, a old car that only ran sometimes and really bad credit score. Thanks to first response I got a wee fiesta and was on the road in no time. Reviewed on: 22nd July 2022

Easy and flexible

5
It was really easy to get a finance and they were really flexible with the payment methods and times Reviewed on: 22nd July 2022

Great

5
Great very good help in very way they cud Reviewed on: 22nd July 2022

Fantastic to deal with

5
They were fully understanding of my situation and were fantastic to deal with from start to finish. Will use them again. Thank you Reviewed on: 22nd July 2022

People people.

5
I love the staff at first response. I only let them finance my vehicles. Always vend over backwards to help me out. Even if I want to change after a few months ownership. Reviewed on: 22nd July 2022

excellent service

5
awesome experience so far, obtained a loan twice Reviewed on: 22nd July 2022

Best finance company going

5
I got refused by so many companies, first response gave me the chance to have my own wheels, even when I've struggled to pay they've been so understanding especially when my mental health has kicked in, they listened and guided me, for sure 100 % ill not use anyone else.. top firm ✌️ Reviewed on: 22nd July 2022

Brilliant company!

5
Would 10/10 recommend first response as they are very helpful and offer a no drama approach to car finance. Reviewed on: 22nd July 2022

Unlimited stars!!

5
Understanding company, did everything they could to support my finance for my vehicle. Will recommend to anyone! Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review