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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Very good

5
Easy get in touch also payments have come out right time every month Reviewed on: 19th August 2021

very good

5
they helped me and the whole process was very simple and straightforward they answered all my questions very well Reviewed on: 19th August 2021

Fantastic service

5
These are the best car finance providers by far friendly staff and very welcoming they also make you feeling like you are one of the family thanks for such a great service Reviewed on: 19th August 2021

Amazing product

5
Great customer service, easy to contact and communication. Reviewed on: 19th August 2021

Simply amazing

5
Finding a car finance provider was always extremely difficult until one day I came across first response. I would never use any other provider in the future knowing the customer service is great, they offer affordable re-payments, any time you call in they always have the time to talk and listen and are understanding. It's honestly been a pleasure financing a vechile through first response finance and wouldn't hesitate recommending the company to friends and family. Reviewed on: 18th August 2021

Excellent service

5
They give great service before, during and after your dealings with them. Reviewed on: 18th August 2021

amzing customer service, treat me like a person and not a statistic or report on a computer

5
I was at first apprehensive about using first response finance as i had been rejected by many companies due to poor credit from a long time ago. I know currently have a good job and am in complete control of my finances but my credit rating still holds me back. The lady who i spoke over the phone treat me like an actual human being and asked why was in the situation and how it happened she then asked about my finances and made an instant decision i had a car within a few days of this phone call I was over the moon... it changed my life as t is also improving my credit score. i would like t say a personal thank you to first response finance and especially the lady who i first spoke to. Reviewed on: 18th August 2021

EXECELLENT SERVICE

5
VERY HELPFULL, WASNT RUSHED INTO, FINANCE WAS AGREED WITHIN 2 HOURS Reviewed on: 18th August 2021

Excellent service

5
Been using this company for years they offer an excellent service. Reviewed on: 18th August 2021

Friendly service, informed well

5
Friendly staff. Explained all options in detail to suit my needs. Efficient and straight forward service Reviewed on: 18th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review