First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (8001 reviews)

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4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great customer service and very quick service from s...

Great customer service and very quick service from start to finish. From seeing the car to driving it out took two days. Very happy. Reviewed on: 4th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026

Very helpful right from the off and gave me a chanc...

Very helpful right from the off and gave me a chance when other finance company had refused me .Very straightforward to deal with and communication was excellent ,they don’t mess about ,Ross Glasgow Reviewed on: 4th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026

I had a poor credit rating and wasn’t sure if gettin...

I had a poor credit rating and wasn’t sure if getting finance for my motorbike would be possible, but First Response Finance were incredibly helpful throughout the process. Their team was friendly, professional, and took the time to explain everything clearly. Thanks to their support, I was able to secure finance and purchase the motorbike I wanted. I would highly recommend First Response Finance to anyone looking for a straightforward and supportive finance experience. Reviewed on: 4th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026

I have had no issues with my finance either these guys.

I have had no issues with my finance either these guys. They send me plenty of documentation so I understand everything I need to know about my contract. Upon finding my car, the process to register and begin financing was quick and simple Reviewed on: 4th June 2026

Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026

AOP finance

At 80 yrs of age other finance companies were reluctant to give finance. First response had no objection. Reviewed on: 4th June 2026