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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Fantastic finance company

5
Very quick response and easy to talk to and very friendly Reviewed on: 13th August 2021

Excellent

5
Very agile and great service. They are always available to solve anything. Reviewed on: 13th August 2021

Car finance, fast and efficient

5
I was in desperate need to purchase a car. First response helped me achieve my goal with no hassle. Thank you First Response Reviewed on: 13th August 2021

First response are number 1 for service

5
This company was really helpful when I was looking for car finance they spent time helping me break down my finances and understanding what I could afford each month to be able to get the credit that I wanted…they are always there to help if you fall behind n payments for whatever reason and help you get back on track really easy their customers service representatives are really easy to talk to and help wherever they can I’m really happy I chose this company to finance with Reviewed on: 13th August 2021

Very helpful

5
My experience was very seamless and staff were helpful. Highly recommend Reviewed on: 13th August 2021

Affordable and reliable

4
First response has finance my motorbike on a 2yr contract my repayments are affordable and convenient that suit my financial situation, the whole process was very simple and each step was done with the upmost professionalism simple and easy to comply with requirements would highly recommend to anyone looking to finance a motor vehicle based on my experience would very likely use in future Reviewed on: 13th August 2021

Always so helpful

5
Had finance a few times now, great communication never any issues would recommend Reviewed on: 13th August 2021

No nonsense car finance

5
I have had 2 vehicles funded through first response. First one was written off after a month. They were fantastic in getting things turned round and financing the second one. Highly recommended Reviewed on: 13th August 2021

Grate product

5
I’ve been with this company for just over 4 years now and they are a fantastic company I’ve just got my second car with them and because I stuck with them I got £400 of my new car for being loyal. They do personal loans as well that are affordable so if you need car finance I definitely recommend this company as you can pay weekly or monthly you decided what you want Reviewed on: 13th August 2021

Very good company, very helpful and reasonable prices

5
Got this finance straight away with being the age of 20. They helped me very well with needing a new car. Very good prices and the staff that I spoke to were very helpful and fabulous. Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

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