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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

Amazing and helpful

5
Always happy to help and such a good company Reviewed on: 13th August 2021

Fantastic, stress free

5
This company gave me a chance when others wouldn't, they went through everything, the whole process was completely stress free I recommend these 100 % Reviewed on: 13th August 2021

Excellent

5
I found it hard to get credit and I was desperate for a car loan, this company stood up for me when I needed it the most. I highly recommend and they have been super helpful ever since Reviewed on: 13th August 2021

Amazing company

5
Really amazing company accepted me for finance when no one else would, always on hand to help !!! Reviewed on: 13th August 2021

Used them for credit building

5
A few years ago my credit rating was poor and i needed a new car after a marriage breakdown, a friend of mine reccomended first response to me to help me out, after talking to the company i was accepted for finance of a certain amount i found myself a car i liked and contacted first response, they set up a account with the garage and 4 days later the car was mine, ive used these for my latest car too and now my credit rating is better they give me a better apr. I can call these for a settlement figure as well as log in online to check my account. Cant fault first response and would reccomend them to my friends eapecially if they have poor credit. Reviewed on: 13th August 2021

Excellent service

5
Everything was smooth from start to finish with my application, i would definitely recommend first response to others. Reviewed on: 13th August 2021

Happy

5
They have given me years of good quality service at very competitive rates, good customer service too Reviewed on: 13th August 2021

Amazing.

5
Never had car finance before, and first company to go with, lovely staff, all the information given was understanding and easy and made me at ease with everything!! Highly recommend!! Reviewed on: 13th August 2021

Bespoke

5
I shopped around alot for car finance as I was trying to get a unique car. First Response was the only company to consider the application. The process was handled very professionally with excellent clarity provided throughout. Highly recommend Reviewed on: 13th August 2021

Great service

5
Very helpful people,great and fast service i'm very happy Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

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