Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (6932)

Amazing company

5
Helped me when literally no one else would, treated like a person and made sure they understood what I needed, listened to and worked with me to find the best solution, even when I fell behind with some payments, I was never pressured or chased and they worked with me to find a solution that worked for me, I will definitely use this company again, and anyone looking for car finance should always try first response finance first. Reviewed on: 13th August 2021
Richie Hall's avatar
Richie Hall

Alpha@14

5
First response are so kind to help people like me they didn’t consider my bad credit they helped me so much when I was in a darkest hour. Reviewed on: 13th August 2021
Selina Sobekwa's avatar
Selina Sobekwa

Fantastic

5
Fantastic customer service, really great help to young people trying to build credit score Reviewed on: 13th August 2021
Megan neill's avatar
Megan neill

Absolutely superb!!!

5
So in the past I had a few credit issues, and as I had started to repair my credit history by paying back all my debts, my credit score was still very poor, However, first response didn’t judge me on my score at all, a quick friendly chat with an underwriter, so that they had a better understanding of what caused my past issues, and where I was at at the time of applying was all it took for me to be approved for the finance I wanted, Because of this I think first response is just amazing because I don’t know of any other company who deals with finance applications this way, and I will definitely be staying as a future returning customer again, not just because of the application process, but also the customer service when you need to speak to someone is just exceptional, Well done first response, well done indeed. Reviewed on: 13th August 2021
David's avatar
David

Always there to help

5
Always been there to help me when my credit rating was not up to scratch Always helpful and got Me a great deal Reviewed on: 13th August 2021
Simon Chaperon's avatar
Simon Chaperon

The only car finance company I would choose.

5
I had purchased my first car on finance begging of February. At first I had been apprehensive as it was the first time I had ever applied for a finance. I was contacted by the company immediately once my application was sent over. My application was authorised at the same day as well as having the most helpful person on the phone guiding me through the application. Overall experience 10/10 Reviewed on: 13th August 2021
annamarialoizou@icloud.com's avatar
[email protected]

Excellent

5
Very helpful and friendly. Definitely recommend Reviewed on: 13th August 2021
Carla Whitbread's avatar
Carla Whitbread

Absolute pleasure to deal with

5
I am now onto my second car with these guys and with my first car I only had it 7 month and looked into something a bit bigger. I seen the car I wanted and first response made everything as easy as could be. I couldnt of wished for anything easier. I overall experience with these guys has been amazing throughout. Helping customers whichever way the can seems to be there priorty and it shows. Absolutely fantastic. Keep up the great work Reviewed on: 13th August 2021
Chris Anderson's avatar
Chris Anderson

Mr

5
I'm very satisfied with first response finance. Very good and affordable price. They help me to get my car finance sooner and low interest Reviewed on: 13th August 2021
Kalil Thiam's avatar
Kalil Thiam

Brilliant guys

5
I went with these guys for car finance and they went above and beyond to help me with my finance for my car would highly recommend them to anyone in my situation Reviewed on: 13th August 2021
Jannine hale's avatar
Jannine hale

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill