Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Scooter Finance

5
Quick and thorough and easy to complete and no pressure Reviewed on: 13th August 2021

Quick easy and efficient!

5
I applied for finance and they gave me a budget on the same day and I bought the car I wanted the next day.Grear communication and all polite staff. Can’t fault them , best company! Reviewed on: 13th August 2021

Excellent

5
Great company will use them all the time polite staff on the phone that will go out the way to help you Reviewed on: 13th August 2021

Quick and easy

5
The application process was easy enough, there is always someone to answer queries and a friendly staff who are ready to answer your questions. Never had a problem and will use again Reviewed on: 13th August 2021

Excellent service

5
Excellent service , good customer service , swift response Reviewed on: 13th August 2021

Brilliant quick service

5
Got car finance brilliant from start ill use them again Reviewed on: 13th August 2021

Everything I could want

5
What I love most about first response is how simple everything is. The payments are so easy to maintain, they don/ bombard me with marketing every month like other finance companies have and they don't make random phone calls to you. Everything is simple and I love thay Reviewed on: 13th August 2021

I Would definitely recommend them

5
Since ive been with first response they have helped me at times when things have been difficult and they was easy to talk to. They understood and helped me. They are a very good company to be with yes maybe a bit expensive in reality with interest but I'm not ever changing. Reviewed on: 13th August 2021

Really understand customers

5
I’ve never spoken directly to an underwriter before, it was a great experience where you can explain anything Reviewed on: 13th August 2021

I needed a car to get to work and first response made that happen for me

5
So fast and quick very good response from them. now I have a car and am very happy Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review