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First Response Finance: Car finance reviews

4.88
Based on 7,806 reviews, last reviewed 22nd Jun 2026
84600% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant company from start to finish, I cant prais... Brilliant company from start to finish, I cant praise them enough and have encouraged all my friends to use them Reviewed on: 22nd June 2026
Rashida A's avatar
Rashida A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7807)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Excellent, fast.

5
Fast, easy, had my bike within 2 weeks. Finance paid out to dealership within a day. Reviewed on: 13th August 2021

Great Company!

5
Great if you want to finance a car low monthly prices even help with flexibility if you get paid weekly or monthly! Reviewed on: 13th August 2021

Excellent service throughout

5
I unfortunately was knocked off my motorbike less than a week from receiving it, and as a result was unable to work or to make my payments after only my first scheduled one. Everyone l spoke to was extremely helpful and my account handler has been very helpful. I would definitely recommend Reviewed on: 13th August 2021

Brilliant company just when I thought there was no hope for me

5
This company is absolutely brilliant. I tried everywhere to get a new car but noone would accept my credit after talking with these for 10 minutes they gave me the go ahead to find a car suitable for me! I highly recommend these and are also very helpful ive had 3 upgrades with these as long as you show you can afford the repayments they will be happy to help. Reviewed on: 13th August 2021

Amazing people

5
Was struggle with my life n money untill first response help me n now everything is working and life is so much better Reviewed on: 13th August 2021

The best of the best!

5
Amazing company from start to finish! I struggled to get finance but first response trusted me and helped me out big time! I’m now building my credit score up thanks to them and i couldn’t have had a better experience! Reviewed on: 13th August 2021

Gave me a chance when no one else would

5
Excellent service, extremely helpful and easy. Reviewed on: 13th August 2021

Great Service and Easy

5
Whole process of securing the loan was done from my desk at home while working. Very easy and straightforward process. They answer any questions you have Reviewed on: 13th August 2021

Amazing Service

5
When obtaining my first car on finance, the advisor I dealt with was so polite, professional and helped me get the best price available. Reviewed on: 13th August 2021

Brilliant

5
Lovely to work with carnt do enough for you Reviewed on: 13th August 2021