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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

Alpha@14

5
First response are so kind to help people like me they didn’t consider my bad credit they helped me so much when I was in a darkest hour. Reviewed on: 13th August 2021

Fantastic

5
Fantastic customer service, really great help to young people trying to build credit score Reviewed on: 13th August 2021

Absolutely superb!!!

5
So in the past I had a few credit issues, and as I had started to repair my credit history by paying back all my debts, my credit score was still very poor, However, first response didn’t judge me on my score at all, a quick friendly chat with an underwriter, so that they had a better understanding of what caused my past issues, and where I was at at the time of applying was all it took for me to be approved for the finance I wanted, Because of this I think first response is just amazing because I don’t know of any other company who deals with finance applications this way, and I will definitely be staying as a future returning customer again, not just because of the application process, but also the customer service when you need to speak to someone is just exceptional, Well done first response, well done indeed. Reviewed on: 13th August 2021

Always there to help

5
Always been there to help me when my credit rating was not up to scratch Always helpful and got Me a great deal Reviewed on: 13th August 2021

The only car finance company I would choose.

5
I had purchased my first car on finance begging of February. At first I had been apprehensive as it was the first time I had ever applied for a finance. I was contacted by the company immediately once my application was sent over. My application was authorised at the same day as well as having the most helpful person on the phone guiding me through the application. Overall experience 10/10 Reviewed on: 13th August 2021

Excellent

5
Very helpful and friendly. Definitely recommend Reviewed on: 13th August 2021

Absolute pleasure to deal with

5
I am now onto my second car with these guys and with my first car I only had it 7 month and looked into something a bit bigger. I seen the car I wanted and first response made everything as easy as could be. I couldnt of wished for anything easier. I overall experience with these guys has been amazing throughout. Helping customers whichever way the can seems to be there priorty and it shows. Absolutely fantastic. Keep up the great work Reviewed on: 13th August 2021

Mr

5
I'm very satisfied with first response finance. Very good and affordable price. They help me to get my car finance sooner and low interest Reviewed on: 13th August 2021

Brilliant guys

5
I went with these guys for car finance and they went above and beyond to help me with my finance for my car would highly recommend them to anyone in my situation Reviewed on: 13th August 2021

Excellent

5
Excellent service though out the progress customer services were outstanding in every aspect Reviewed on: 13th August 2021

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