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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

Bike Purchase

5
First Response were a great help when purchasing my motorcycle. APR is a on the high side, but i had no credit history and this was my way of getting my Credit Rating up. Was made redundant at the start of Lockdown 2020 and First Response have been very helpful, helping me through these difficult times. Reviewed on: 13th August 2021

Helpful though a sticky spot

5
I own a small business that requires me to have fairly new Vehicles at all times. First response where very good and got me on the road in no time when I suffered a vehicle lose. Highly recommend and with a little bit of banter I got a lower interest rate for being a good customer Reviewed on: 13th August 2021

Outstanding.

5
My experience with first response has been outstanding. Every member of their team that I have spoken to over the course, had been very helpful and have never seemed rushed to get my call dealt with and have always taken the time to awnser my question fully. Reviewed on: 13th August 2021

Brilliant customer service and quick approval and quick pay out 5 star company

5
When i applied it didnt take long to get approved and when i needed payout for car it took only 15 minutes which was brilliant from going to dealer already decided on car to singing for it i left the forecourt in under 30 mins Reviewed on: 13th August 2021

Quick and easy to set up.

5
Set up finance on the day I bought the car. Fantastic thank you Reviewed on: 13th August 2021

Great company

5
First response finance were extremely helpful From my first contact to this day. They made getting finance for my car extremely easy. I had no hesitation in using them again when I recently upgraded my car. Reviewed on: 13th August 2021

Great company

5
They couldn’t of made the process any easier, they check the garage to make sure it was reputable and everything was going to be good for me. Once I had chosen the vehicle, the funds were transferred immediately. Reviewed on: 13th August 2021

Amazing customer support

5
Very friendly and helpful staff. I found it very easy to get in contact with them and when I did I got my problem sorted very fast and I got reassurance that if ever I needed help they would be there to sort it out. Reviewed on: 13th August 2021

Simple and wasy

5
Simple and easy to arrange friendly staff Reviewed on: 13th August 2021

Amazing company

5
Helped me when literally no one else would, treated like a person and made sure they understood what I needed, listened to and worked with me to find the best solution, even when I fell behind with some payments, I was never pressured or chased and they worked with me to find a solution that worked for me, I will definitely use this company again, and anyone looking for car finance should always try first response finance first. Reviewed on: 13th August 2021

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