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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Best finance provider around

5
I have had two cars on finance with First Response Finance & both contracts have been a seamless experience. My credit isn’t the best and they have still been able to help me both times when no other company could. I would highly recommend them to anyone. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026
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First Response Finance

Just bought a car on finance with them they were so...

5
Just bought a car on finance with them they were so helpful Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 4th June 2026
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First Response Finance

Been really helpful and reasonable.

5
Been really helpful and reasonable. Understood my money situation and helped to get my finance Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 4th June 2026
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First Response Finance

I’ve never had a issue with first response and they’...

5
I’ve never had a issue with first response and they’ve always been so helpful of any enquiries Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 4th June 2026
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First Response Finance

Quick responses, came to a good conclusion.

5
Quick responses, came to a good conclusion. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 4th June 2026
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First Response Finance

Amazing company

5
This was the only company who put there trust in me as i have a very poor credit score its was brilliant from start to finish Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 4th June 2026
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First Response Finance

Very helpful team always putting customer needs first.

5
Very helpful team always putting customer needs first. After my car was written off they helped me get back into another vehicle Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 4th June 2026
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First Response Finance

Previously had finance with them and car was faulty,...

5
Previously had finance with them and car was faulty, car broker refused to return the car but first finance helped me step by step and was amazing. Went with them again directly for my new car Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 4th June 2026
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First Response Finance

Whenever I have had an issue all I have to do is cal...

5
Whenever I have had an issue all I have to do is call and they sort it out straight away. I haven't as of yet had a bad experience with this company. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! Response date: 4th June 2026
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First Response Finance

Fantastic finance company.

5
Fantastic finance company. The personal and friendly service is brilliant. They are with you all the way. Everything covered in the process and it provides great conference while purchasing a new vehicle. Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 4th June 2026
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First Response Finance