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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Great customer service, response is good and nothing is too much trouble

5
I've been with first response finance for 4 years and have always had excellent customer service which has been friendly, efficient and professional. I will definitely be refinancing next time and would recommend to anyone. Brilliant company Reviewed on: 13th August 2021

Great customer service

5
I had a leaking sunroof to where my car flooded inside, I phoned up first response and they helped me get it fixed through the garage I got my car from, really helped me Reviewed on: 13th August 2021

Effortless process

5
My experience with First Response was brilliant. From the initial application to the final stages I felt happy and confident that I was using them. Reviewed on: 13th August 2021

Amazing

5
I’ve been with this company for 8yesrs they gave me a chance when no one else would touch me because of my credit rating always soo helpful and support you when needed Reviewed on: 13th August 2021

Awesome

5
I found it difficult too find car finance but these made it easier for myself they helped me a great deal and I was able too pick up my new car the very next day I would definitely recommend them Reviewed on: 13th August 2021

Excellent, fast.

5
Fast, easy, had my bike within 2 weeks. Finance paid out to dealership within a day. Reviewed on: 13th August 2021

Great Company!

5
Great if you want to finance a car low monthly prices even help with flexibility if you get paid weekly or monthly! Reviewed on: 13th August 2021

Excellent service throughout

5
I unfortunately was knocked off my motorbike less than a week from receiving it, and as a result was unable to work or to make my payments after only my first scheduled one. Everyone l spoke to was extremely helpful and my account handler has been very helpful. I would definitely recommend Reviewed on: 13th August 2021

Brilliant company just when I thought there was no hope for me

5
This company is absolutely brilliant. I tried everywhere to get a new car but noone would accept my credit after talking with these for 10 minutes they gave me the go ahead to find a car suitable for me! I highly recommend these and are also very helpful ive had 3 upgrades with these as long as you show you can afford the repayments they will be happy to help. Reviewed on: 13th August 2021

Amazing people

5
Was struggle with my life n money untill first response help me n now everything is working and life is so much better Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

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