Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (8001)

The best of the best!

5
Amazing company from start to finish! I struggled to get finance but first response trusted me and helped me out big time! I’m now building my credit score up thanks to them and i couldn’t have had a better experience! Reviewed on: 13th August 2021
jackcarroll0405@gmail.com's avatar
[email protected]

Gave me a chance when no one else would

5
Excellent service, extremely helpful and easy. Reviewed on: 13th August 2021
Kayleigh Young's avatar
Kayleigh Young

Great Service and Easy

5
Whole process of securing the loan was done from my desk at home while working. Very easy and straightforward process. They answer any questions you have Reviewed on: 13th August 2021
Andrew's avatar
Andrew

Amazing Service

5
When obtaining my first car on finance, the advisor I dealt with was so polite, professional and helped me get the best price available. Reviewed on: 13th August 2021
Danny 's avatar
Danny

Brilliant

5
Lovely to work with carnt do enough for you Reviewed on: 13th August 2021
Ricky nussey's avatar
Ricky nussey

Highly Recommended!

5
I took a car loan with First Response in 2019. One of the first things I noticed was their high level of customer service. They are easy to get through to via telephone and every query is quickly answered without the use of confusing jargon. They also have an online portal which not only provides you with all the info you need regarding your loan, ie time remaining, how much you still owe etc, but if you are buying a new car you can also add the vehicle details to your account via the portal which quickens up the finance process even more! Since 2019 my interest rate has also been reduced regularly which is a fantastic added bonus. What other company does that?? Overall, there isn't one thing I can fault them on during the 3 years I've been using them. Highly recommended to anyone who needs car finance! Reviewed on: 13th August 2021
Trish Lemon's avatar
Trish Lemon

GOOD QUICK QUOTE

4
FAST AND ADJUSTED PRICE QUICKLY Reviewed on: 13th August 2021
Kevin Fraser's avatar
Kevin Fraser

So easy to deal with.

5
Everything about first response was easy from start to finish. Only took minutes to get me a good deal and my application was accepted and finalised in no time at all. Customer service is top quality! Excellent company. Reviewed on: 13th August 2021
Lisa Hepburn's avatar
Lisa Hepburn

excellent

5
excellent service with minimal hassle , easy transactions would highly recommend Reviewed on: 13th August 2021
victoria jenkins's avatar
victoria jenkins

Great

4
Great thanks had two loans now n pay off early Reviewed on: 13th August 2021
Robert Bailey's avatar
Robert Bailey

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill