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First Response Finance: Car finance reviews

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4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3%

0%

0%

0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Let down by many lenders

5

Let down by many lenders but the process was straightforward and quick Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Fast service clear options good communication

5

Fast service clear options good communication Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Great experience and used a few times now and can’t...

5

Great experience and used a few times now and can’t fault overall service whatsoever Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Arranged finance on car insurance picked same day an...

5

Arranged finance on car insurance picked same day an delivered quickly Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

When I first applied for finance, first response was...

5

When I first applied for finance, first response was amazing explaining everything to me the woman who was dealing with me was so pleasant. I suffer with anxiety and don’t like talking to anyone but first response made me feel relaxed and not looked down at with having a low credit rating it’s honestly felt like I was talking to a friend on the phone. They always keep me updated via email and my online account is easy to understand and navigate Reviewed on: 4th June 2026

Reply from First Response Finance Thank you! Response date: 5th June 2026

First response have been nothing but amazing through...

5

First response have been nothing but amazing through the whole experience Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Easy process and Excellent customer service

5

Easy application process and fare fees. And excellent service Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Clear great service

5

Clear communication start to finish Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

The process was so easy and I was at ease with the t...

5

The process was so easy and I was at ease with the transaction. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Amazing service and great prices

5

Haven’t had any issues, was a super easy process setting up my finance and the prices are affordable Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

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